703 Summit Lakes Way, Galt, CA 95632 Property Records

Sacramento County property record for 703 Summit Lakes Way, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,624 sqft · built 1990
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Trust Names on File
Last Sale	$405,000 (Jul 2020)
Tax Bill	$5,135 (2025)
Deeds & Mortgages	Jun 2022 Transfer Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`150-0470-008-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0470-008-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	841 sqft
2nd Floor Area	783 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,200 sqft (0.142 acres)
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	703 SUMMIT LAKES WAY
City	GALT
State	CA
Zip	95632-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RIVER OAKS 01A, LOT 103
Legal Subdivision	RIVER OAKS 01A
Legal Lot Number	103
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1000
Census Tract	9410

Owner

703 Summit Lakes Way is held in a trust since June 2024.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11430 HAGGIE RD, WILTON, CA 95693-9509
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Affidavit of Death of Joint Tenant, Transfer
Jul 17, 2020	Grant Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on File
Deed Sale	Jul 17, 2020 · Amount on File
Prior Sale	Jul 22, 2013 · Amount on File
Deed Book / Page	20200717 / 1380
Last Transfer Date	Jun 10, 2024
Record Updated	Oct 29, 2026

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 29, 2022
Property Address	703 SUMMIT LAKES WAY, GALT, CA 95632-3010
Document Number	0000000930
Map Reference	MB 192 MAP 17
Instrument Date	Jun 28, 2022
Instrument	2022062900930
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11430 HAGGIE RD, WILTON, CA 95693-9509

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 17, 2020
Property Address	703 SUMMIT LAKES WAY, GALT, CA 95632-3010
Document Number	2007171380
Instrument Date	Jul 10, 2020
Instrument	2007171380
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$446.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11430 HAGGIE RD WILTON CA 956939509, WILTON, CA 95693-9509

Tax Assessment & Valuation

The 2025 property tax bill for 703 Summit Lakes Way was $5,135, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$447,150 (+2%) Land $99,366 Building $347,784
2025	$5,135.00 (+4.41%)	$438,383 Land $97,418 Building $340,965
2024	$4,918.00 (+1.67%)
2023	$4,837.00 (+4.11%)	$421,362 Land $93,636 Building $327,726
2022	$4,646.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 703 Summit Lakes Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 Summit Lakes Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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