703 Suffolk St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 703 Suffolk St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,331 sqft · built 2001
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$557,500 (Apr 2026)
Tax Bill	$2,624 (2025)
Deeds & Mortgages	Sep 2019 Refinance Apr 2026 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`988405096582`

Property Details

APN / Parcel Number

Primary APN	`988405096582`
Alternative APNs	`98840596582` `001137000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,331 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988405096582
Street Address	703 SUFFOLK ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-8208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 934 BLK: SEC: PL: 1 SL: 84
Legal Subdivision	AVALON BEACH ANNEX 2 & 3
Legal Lot Number	934
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1050
Census Tract	970200

Owner

Source: Dare County assessment roll, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	703 SUFFOLK ST, KILL DEVIL HILLS, NC 27948-8208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BRANCH BANKING AND TRUST CO
Apr 20, 2026	Warranty Deed, Transfer · Construction Mortgage C F MORTGAGE CORPORATION
Dec 14, 2020	Warranty Deed, Transfer · Conventional Mortgage TIDEWATER HOME FUNDING LLC
May 25, 2016	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	2026700158899
Deed Book / Page	2845 / 553
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	703 SUFFOLK ST, KILL DEVIL HILLS, NC 27948-8208
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002322/41
Date	Sep 9, 2019
Book Page	2322/41
Instrument	700068495

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Apr 20, 2026
Property Address	703 SUFFOLK ST, KILL DEVIL HILLS, NC 27948-8208
Document Number	0700158899
Book / Page	2845 / 553
Instrument Date	Apr 20, 2026
Instrument	2026.700158899
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$112,615.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 SUFFOLK ST, KILL DEVIL HILLS, NC 27948-8208

Mortgage

Document Number	0700158900,
Date	Apr 20, 2026
Instrument	2026.700158900

Lender

Name	C F MORTGAGE CORPORATION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Dec 14, 2020
Property Address	703 SUFFOLK ST, KILL DEVIL HILLS, NC 27948-8208
Document Number	002446/763
Book / Page	2446 / 763
Map Reference	MB 1 PG 71
Instrument Date	Dec 11, 2020
Instrument	700089270
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 SUFFOLK ST, 703, KILL DEVIL HILLS, NC 27948-8208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 LUMMIS RD, SUFFOLK, VA 23434-7612

Mortgage

Document Number	0700089271
Date	Dec 14, 2020
Instrument	700089271

Lender

Name	TIDEWATER HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	5-Year TN
Max Rate	8.75%

May 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	May 25, 2016
Property Address	703 SUFFOLK ST, KILL DEVIL HILLS, NC 27948-8208
Document Number	002095/949
Book / Page	2095 / 949
Instrument Date	May 20, 2016
Instrument	700025863
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8715 ARLEY DR, 8715, SPRINGFIELD, VA 22153-1514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 SHARPE DR, SUFFOLK, VA 23435-4230

Mortgage

Document Number	002096/001
Date	May 25, 2016
Book Page	2096/001
Instrument	700025864

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,624.00 (+16.67%)	$483,100 (+62.22%) Land $206,300 Building $276,800
2023	$2,249.00	$297,800 Land $90,000 Building $207,800
2020			$483,100 Land $206,300 Building $276,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 458 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	490 units insured incl. 32 condo units
Nearby Flood Claims	797 (1981–2019)
Claims Outside the SFHA	298 of 797
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Matthew, Oct 2016 · 59 claims Hurricane Isabel, Sep 2003 · 236 claims Hurricane Dennis, Sep 1999 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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