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703 Spinnaker Arch, Corolla, NC 27927 Property Records

Currituck County property record for 703 Spinnaker Arch, Corolla, NC 27927

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 2,838 sqft · built 1982
OwnerIndividual Name on File
Last Sale$935,000 (Jan 2020)
Tax Bill$10,821 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN9945-00-1828

Property Details

APN / Parcel Number

Primary APN9945-00-1828
Alternative APNs
  • 126A0000064000Q
  • 000153298
  • 9945-00

Interior

Bedrooms6 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,838 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1989
Architectural StyleContemporary
Exterior MaterialOther
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)

Exterior Amenities

Pool Area336 sqft
PorchPorch
Porch Area1,614 sqft
Patio Area912 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000153298
Street Address703 SPINNAKER ARCH
CityCOROLLA
StateNC
Zip27927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 64 SECT Q OCEAN SANDS
Legal SubdivisionOCEAN SANDS
Legal Lot Number64
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group1
Census Block1080
Census Tract110101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedCurrituck Shooting Club
listed 1980 · 7 contributing resources · NRIS 80002816

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

703 Spinnaker Arch is owned by an individual who bought it in January 2020.

Source: Currituck County records, as of November 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address10901 HOMEPLACE LN, POTOMAC, MD 20854-1404
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jan 17, 2020Warranty Deed, Transfer · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2020 · Amount on File
Deed SaleJan 17, 2020 · Amount on File
Deed Document Number0001517519
Deed Book / Page1517 / 519
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address703 SPINNAKER ARCH, COROLLA, NC 27927
Transaction TypeMortgage
Record UpdatedFeb 20, 2024
Title CompanySERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2416 STRATTON DR, POTOMAC, MD 20854-6229

Mortgage

Document Number0017170117
DateNov 18, 2022
Book Page1717/117
Instrument379907
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueDec 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address703 SPINNAKER ARCH, COROLLA, NC 27927
Transaction TypeMortgage
Record UpdatedFeb 20, 2024
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016390872
DateJul 26, 2021
Book Page1639/872
Instrument367089
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateJan 17, 2020
Property Address703 SPINNAKER ARCH, COROLLA, NC 27927
Document Number0015170519
Book / Page1517 / 519
Map ReferenceCAB A SL 328
Instrument DateJan 13, 2020
Instrument348610
Transaction TypeTransfer
Record UpdatedFeb 9, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1564 OAK GROVE DR, 1564, MANAKIN SABOT, VA 23103-2224

Transferred To (Grantee/Buyer)

NameVerified Name
Address2416 STRATTON DR, POTOMAC, MD 20854-6229

Mortgage

Document Number348612
DateJan 17, 2020
Instrument348612
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 703 Spinnaker Arch was $10,821, up 0.1% from the year before.

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,821.00 (+0.1%)$943,600 (-) Land $770,000 Building $173,600
2024$10,810.00 (+7.87%)$943,600 (-) Land $770,000 Building $173,600
2023$10,021.00 (+28.28%)$943,600 (-) Land $770,000 Building $173,600$943,600 (-) Land $770,000 Building $173,600
2022$7,812.00$943,600 Land $770,000 Building $173,600$943,600 (-) Land $770,000 Building $173,600
2021$943,600 Land $770,000 Building $173,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 Spinnaker Arch in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 1,596 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,634 units insured
incl. 38 condo units
Nearby Flood Claims390 (1989–2026)
Claims Outside the SFHA313 of 390
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Hurricane Dorian, Sep 2019 · 18 claims
  • Hurricane Matthew, Oct 2016 · 64 claims
  • Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 Spinnaker Arch is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN OUTER BANKS WTR SYST
serves 8,209 people · EPA ID NC6027001
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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