Buchanan County property record for 703 Southcrest Ct, Saint Joseph, MO 64506
| Property Type | Single Family Home |
|---|---|
| Details | 1,950 sqft · built 1985 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $247,000 (Oct 2019) |
| Tax Bill | $3,341 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Jan 2021 Mortgage + 1 more |
| APN | 06-1.0-12-001-000-122.000 |
| Primary APN | 06-1.0-12-001-000-122.000 |
|---|
| Building Area | 1,950 sqft Base Area |
|---|---|
| 1st Floor Area | 1,950 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 28,750 sqft (0.66 acres) |
| Lot Dimensions | 136 ft deep x 208 ft wide |
| Street Address | 703 SOUTHCREST CT |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64506-3335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:STONECREST EAST 5TH PLAT LOT:14 BLK:LGL DESC:& L 15 ALSO PART L 5 BEG NW COR L 5 TH SW 31.61' SE 29.80' NW 59.03' TO POB |
| Legal Subdivision | STONECREST EAST 5TH PLAT |
| Legal Lot Number | 14 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 701 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 703 SOUTHCREST CT, SAINT JOSEPH, MO 64506-3335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Oct 22, 2019 | Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2019 · Amount on Record |
| Deed Sale | Oct 22, 2019 · Amount on Record |
| Deed Document Number | 20199182 |
| Deed Book / Page | 3742 / 729 |
| Prior Transfer Date | Dec 18, 2009 |
| Prior Transfer Doc | 03187/0574 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 703 SOUTHCREST CT, SAINT JOSEPH, MO 64506-3335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | UNKNOWN, TOWNSGATE CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 703 SOUTHCREST CT, SAINT JOSEPH, MO 64506-3335 |
| Document Number | 003815/310 |
|---|---|
| Date | Jan 23, 2026 |
| Book Page | 3815/310 |
| Instrument | 2026000495 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 703 SOUTHCREST CT, SAINT JOSEPH, MO 64506-3335 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 703 SOUTHCREST CT, SAINT JOSEPH, MO 64506-3335 |
| Document Number | 003757/683 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 3757/683 |
| Instrument | 2021000315 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PALATINE, IL 60074 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Oct 22, 2019 |
| Property Address | 703 SOUTHCREST CT, SAINT JOSEPH, MO 64506-3335 |
| Document Number | 003742/729 |
| Book / Page | 3742 / 729 |
| Instrument Date | Oct 20, 2019 |
| Instrument | 2019009182 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 703 SOUTHCREST CT, SAINT JOSEPH, MO 64506-3335 |
| Document Number | 003742/730 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 3742/730 |
| Instrument | 2019009183 |
| Name | AMERICAN PORTFOLIO MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,341.00 (+0.03%) | $47,420 (+9.82%) Land $9,500 Building $37,920 | $249,560 (+9.83%) Land $50,000 Building $199,560 |
| 2024 | $3,340.00 (+19.97%) | ||
| 2023 | $2,784.00 (-0.71%) | $43,180 (-) Land $6,560 Building $36,620 | $227,220 (-) Land $34,500 Building $192,720 |
| 2022 | $2,804.00 | $43,180 Land $6,560 Building $36,620 | |
| 2021 | $227,220 Land $34,500 Building $192,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 11 (1979–2022) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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