703 Saddlehorn Dr, Temple, TX 76502 Property Records

Bell County property record for 703 Saddlehorn Dr, Temple, TX 76502

Property Summary

Property Type	Vacant Land
Lot Size	0.416 acres (18,151 sqft)
Owner	Individual Name on File
Tax Bill	$757 (2023)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0922218119`

Property Details

APN / Parcel Number

Primary APN	`0922218119`
Alternative APN	`506423`

Exterior

Lot Area	18,151 sqft (0.416 acres)

Location & Zoning

Street Address	703 SADDLEHORN DR
City	TEMPLE
State	TX
Zip	76502-6290
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	THE GROVES AT LAKEWOOD RANCH PHASE VII, BLOCK 015, LOT 0043
Legal Subdivision	THE GROVES AT LAKEWOOD RANCH PHASE VII
Legal Block	15
Legal Lot Number	43
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3023

Owner

703 Saddlehorn Dr, vacant land, is owned and occupied by an individual who acquired it in October 2023.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Mailing Address	703 SADDLEHORN DR, TEMPLE, TX 76502-6290
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage CENTRAL NATIONAL BANK
Oct 19, 2023	Vendor's Lien, Transfer · Conventional Mortgage CENTRAL NATIONAL BANK
May 3, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2023
Deed Sale	Oct 19, 2023
Prior Sale	May 3, 2023
Deed Document Number	2023047000
Record Updated	Jun 7, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	703 SADDLEHORN DR, TEMPLE, TX 76513
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	CENTRALAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024216
Date	Jun 5, 2023
Instrument	2023024216

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Address	TEMPLE, TX 76502

Agreement

Amount	Amount on Record

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 19, 2023
Property Address	703 SADDLEHORN DR, TEMPLE, TX 76513
Document Number	0000047000
Map Reference	VII
Instrument Date	Oct 19, 2023
Instrument	2023047000
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7353 W ADAMS AVE, TEMPLE, TX 76502-5539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 SADDLEHORN DR, TEMPLE, TX 76502

Mortgage

Document Number	0000047001
Date	Oct 19, 2023
Instrument	2023047001

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	5-Year CMT
Max Rate	12.6%

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 3, 2023
Property Address	703 SADDLEHORN DR, TEMPLE, TX 76513
Document Number	0000018813
Map Reference	DOC 2021021351 A&B
Instrument Date	May 3, 2023
Instrument	2023018813
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1344, TEMPLE, TX 76503-1344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7353 W ADAMS AVE, TEMPLE, TX 76502-5539
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018814
Date	May 3, 2023
Instrument	2023018814

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$757.00 (+128.7%)	$33,000 Land $33,000	$33,000 Land $33,000
2022	$331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 Saddlehorn Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 Saddlehorn Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Altitude ISP, Spectrum, T-Mobile.

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