703 S River St, Enterprise, OR 97828 Property Records

Wallowa County property record for 703 S River St, Enterprise, OR 97828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,252 sqft · built 1920
Lot Size	0.216 acres (9,405 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jun 2025)
Tax Bill	$1,492 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Jun 2025 Sale & Mortgage + 2 more
APN	`02S4402AD 3900`

Property Details

APN / Parcel Number

Primary APN	`02S4402AD 3900`
Alternative APN	`1925`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,252 sqft Living Area
1st Floor Area	1,252 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	9,405 sqft (0.216 acres)
Lot Dimensions	165 ft deep x 57 ft wide

Location & Zoning

Account Number	1925
Street Address	703 S RIVER ST
City	ENTERPRISE
State	OR
Zip	97828-1668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Description	T2S R44E WM SEC 2 LOT 8, BLK 2, MCCOLLEYS SUBD VOL 61 PG 207TO TOWN ENTERPRISE 71 432 ALSO: VAC ALLEY ON THE EAST 437 440 71 614 PROBATE # 1882 PROBATE # 2048 88 90 QC 9-15-78 88 558 WD 8-3-79 89 651 WD 8-23-79 89 654 DEED 12-2-80 92 80 WD 9-21-98 3
Legal Subdivision	MCCOLLEYS
Legal Block	2
Legal Lot Number	8
Jurisdiction	WALLOWA OR
Township / Civil Division	ENTERPRISE
Census Block Group	3
Census Block	3026
Census Tract	960300

Owner

703 S River St is owned and occupied by an individual who bought it in June 2025.

Source: Wallowa County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	703 S RIVER ST, ENTERPRISE, OR 97828-1668
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY BANK
Jun 25, 2025	Warranty Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING
Jan 9, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage OREGON STATE CU
May 1, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2025 · Amount on File
Deed Sale	Jun 25, 2025 · Amount on File
Deed Document Number	202590812
Prior Transfer Date	Jan 4, 2019
Prior Transfer Doc	0000079430
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLOWA OR
Property Address	703 S RIVER ST, ENTERPRISE, OR 97828-1668
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	WALAUGA TITLE COMPANY, WALLOWA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088813
Date	Jan 26, 2024
Instrument	88813

Lender

Name	COMMUNITY BANK
Type	Bank
Address	JOSEPH, OR 97846

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2039

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALLOWA OR
Recording Date	Jun 25, 2025
Property Address	703 S RIVER ST, ENTERPRISE, OR 97828-1668
Document Number	0000090812
Map Reference	MB 2 PG 1
Instrument Date	Jun 23, 2025
Instrument	90812
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	WALAUGA TITLE COMPANY, WALLOWA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 S RIVER ST, ENTERPRISE, OR 97828-1668

Mortgage

Document Number	0000090813
Date	Jun 25, 2025
Instrument	90813

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALLOWA OR
Recording Date	Jan 9, 2019
Property Address	703 S RIVER ST, ENTERPRISE, OR 97828-1668
Document Number	0000079430
Instrument Date	Jan 4, 2019
Instrument	079430
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	WALAUGA TITLE COMPANY, WALLOWA TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	703 S RIVER ST, ENTERPRISE, OR 97828-1668

Mortgage

Document Number	0000079431
Date	Jan 9, 2019
Instrument	079431

Lender

Name	OREGON STATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALLOWA OR
Recording Date	May 1, 2018
Property Address	703 S RIVER ST, ENTERPRISE, OR 97828-1668
Document Number	0000078229
Map Reference	MB02 PG01
Instrument Date	Apr 1, 2018
Instrument	078229
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 S RIVER ST, ENTERPRISE, OR 97828-1668
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 703 S River St was $1,492, up 2.8% from the year before.

Source: Wallowa County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Wallowa County
Municipality	Enterprise City
Unified School District	Enterprise School District 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,492.00 (+2.83%)	$95,908 (+3%) Land $37,121 Building $58,787	$301,920 (+20.87%) Land $96,500 Building $205,420
2024	$1,451.00 (+2.91%)	$93,115 (+3%) Land $35,928 Building $57,187	$249,790 (-5.81%) Land $96,680 Building $153,110
2023	$1,410.00 (+3.07%)	$90,403 (+3%) Land $35,121 Building $55,282	$265,210 (+13.51%) Land $102,330 Building $162,880
2022	$1,368.00	$87,770 Land $35,665 Building $52,105	$233,650 Land $90,770 Building $142,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 703 S River St; there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2006–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2007 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 S River St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ENTERPRISE serves 2,107 people · EPA ID OR4100278
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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