703 S Phillips Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 703 S Phillips Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,786 sqft · built 1916
Lot Size	0.145 acres (6,321 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,712 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-22-21-153-012-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-21-153-012-000`
Alternative APN	`27873`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,786 sqft Finished Area
Gross Area	1,686 sqft
1st Floor Area	1,006 sqft
Upper Floors Area	680 sqft
Basement Area	680 sqft
Finished Basement	612 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,321 sqft (0.145 acres)
Lot Dimensions	158 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	27873
Street Address	703 S PHILLIPS AVE
City	SIOUX FALLS
State	SD
Zip	57104-4910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C O BAILEYS SUB S 40` 2 BLOCK 3 CARPENTER`S, C.C. ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	BAILEYS SUB
Legal Block	3
Legal Lot Number	2
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2001
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the All Saints Historic District listed 1984 · 374 contributing resources · NRIS 84003349

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

703 S Phillips Ave is owner-occupied and held in a trust.

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	703 S PHILLIPS AVE, SIOUX FALLS, SD 57104-4910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK
Apr 5, 2019	Deed of Trust, Mortgage · Line of Credit FIRST DAKOTA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	703 S PHILLIPS AVE, SIOUX FALLS, SD 57104-4910
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 S PHILLIPS AVE, SIOUX FALLS, SD 57104-4910

Mortgage

Document Number	MTG1974/699
Date	Sep 6, 2023
Book Page	MTG 1974/699

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	703 S PHILLIPS AVE, SIOUX FALLS, SD 57104-4910
Transaction Type	Mortgage
Record Updated	Oct 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1857MTG/0127
Date	Apr 5, 2019
Book Page	1857 MTG/0127

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 703 S Phillips Ave was $3,712.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,305 (+3.46%) Land $30,066 Building $257,239	$287,305 Land $30,066 Building $257,239
2025	$3,712.00	$277,700 (+1.13%) Land $30,400 Building $247,300
2024	$3,712.00	$274,600 Land $30,400 Building $244,200
2022	$3,965.00	$268,500 Land $30,400 Building $238,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 S Phillips Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 703 S Phillips Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Midco.

Nearby Properties on S Phillips Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures