703 S Morris St, Gainesville, TX 76240 Property Records

Cooke County property record for 703 S Morris St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,992 sqft · built 1920
Lot Size	0.493 acres (21,462 sqft)
Owner	2 Individual Names on File
Last Sale	$62,500 (Jul 2013)
Tax Bill	$3,238 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2300-122-00005`

Property Details

APN / Parcel Number

Primary APN	`2300-122-00005`
Alternative APN	`10674`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,992 sqft Living Area
Gross Area	5,763 sqft
1st Floor Area	1,992 sqft
2nd Floor Area	1,800 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	21,462 sqft (0.493 acres)
Garage Type	Carport
Garage Area	342 sqft
Carport	Carport
Carport Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	1,016 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	2300-122-00005
Street Address	703 S MORRIS ST
City	GAINESVILLE
State	TX
Zip	76240-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAINESVILLE ADDN; BLOCK 122; TR 5
Legal Subdivision	GAINESVILLE ADDN
Legal Tract	5
Legal Block	122
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2013
Census Tract	1100

Owner

703 S Morris St is owned and occupied by two individuals who bought it in July 2013.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	703 S MORRIS ST, GAINESVILLE, TX 76240-5409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2013 · Amount on File
Deed Sale	Jul 30, 2013 · Amount on File
Prior Sale	Jul 10, 2006
Deed Document Number	201340269
Deed Book / Page	1887 / 320
Prior Transfer Date	Jul 24, 2013
Prior Transfer Doc	001887/320
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	703 S MORRIS ST, GAINESVILLE, TX 76240-5409
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002543/648
Date	Oct 24, 2022
Book Page	2543/648
Instrument	2022-8722

Lender

Name	MOBILITY CU
Type	Credit Union
Address	GRAND PRAIRIE, TX 75053

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 703 S Morris St was $3,238 with exemptions applied, up 222.8% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,238.00 (+222.83%) Homeowner's exemption Senior Citizen's exemption	$154,764 (+17.27%)	$254,982 (-0.58%) Land $52,332 Building $202,650
2025	$1,003.00 (+1.11%) Homeowner's exemption Senior Citizen's exemption	$131,967 Land $52,332 Building $204,137	$256,469 Land $52,332 Building $204,137
2024	$992.00
2023		$109,064 Land $47,641 Building $204,215	$251,856 Land $47,641 Building $204,215
2022	$1,471.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 S Morris St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	14 (1990–2015)
Claims Outside the SFHA	7 of 14
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2007 · 4 claims Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 S Morris St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: AT&T, Element8, T-Mobile.

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