703 S Main St, Henderson, TX 75654 Property Records

Rusk County property record for 703 S Main St, Henderson, TX 75654

Property Summary

Property Type	Commercial
Details	4,416 sqft · built 1962
Lot Size	0.338 acres (14,723 sqft)
Owner	Company Name on File
Last Sale	$209,475 (Nov 2022)
Tax Bill	$4,950 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01210-00990-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`01210-00990-00000-000000`
Alternative APN	`33663`

Interior

Stories	1 Story
Building Area	4,416 sqft Total Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	14,723 sqft (0.338 acres)
Lot Dimensions	155 ft deep x 95 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft

Location & Zoning

Account Number	01210-00990-00000-000000
Street Address	703 S MAIN ST
City	HENDERSON
State	TX
Zip	75654-3944
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W 154.8 LT 1 BLK 99 SMITH SUR
Legal Subdivision	JAMES SMITH SURVEY A 709
Legal Block	99
Legal Lot Number	1
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2020
Census Tract	950900

Owner

703 S Main St, a commercial property, is owned by a company that bought it in November 2022.

Source: Rusk County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	3 WOODHAVEN DR, HENDERSON, TX 75652-9159
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage CITIZENS NATIONAL BANK
Aug 31, 2018	Vendor's Lien, Transfer · Stand-Alone First Mortgage TEXAS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	Aug 31, 2018 · Amount on File
Deed Document Number	2022236552
Deed Book / Page	3886 / 654
Prior Transfer Date	Aug 29, 2018
Prior Transfer Doc	003593/112
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	703 S MAIN ST, HENDERSON, TX 75654-3944
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WOODHAVEN DR, HENDERSON, TX 75652-9159

Mortgage

Document Number	003886/657
Date	Nov 10, 2022
Book Page	3886/657
Instrument	236553

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	HENDERSON, TX 75653

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 10, 2037

Interest

Rate Type	Adjustable Rate

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	Aug 31, 2018
Property Address	703 S MAIN ST, HENDERSON, TX 75654-3944
Document Number	3593/112
Book / Page	3593 / 112
Map Reference	VOL 1658 PG 226
Instrument Date	Aug 29, 2018
Instrument	190629
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	470 CRR 4608, 470, TROUP, TX 75789

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 S MAIN ST, HENDERSON, TX 75654-3944

Mortgage

Document Number	190630
Date	Aug 31, 2018
Instrument	190630

Lender

Name	TEXAS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	66 Months
Due	Feb 28, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 703 S Main St was $4,950, up 1.1% from the year before.

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Henderson City
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,950.00 (+1.14%)	$260,440 (+1.13%) Land $37,920 Building $222,520	$260,440 (+1.13%) Land $37,920 Building $222,520
2025	$4,894.00	$257,520 Land $35,000 Building $222,520	$257,520 Land $35,000 Building $222,520
2023		$250,810 Land $25,000 Building $225,810	$250,810 Land $25,000 Building $225,810
2022	$5,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 14,666 people · EPA ID TX2010001
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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