703 S Cedar St, Centralia, WA 98531 Property Records

Lewis County property record for 703 S Cedar St, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Dec 2022)
Tax Bill	$2,554 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2022 Sale & Mortgage + 1 more
APN	`003574-003-003`

Property Details

APN / Parcel Number

Primary APN	`003574-003-003`
Alternative APNs	`2227089` `421026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	1,956 sqft
1st Floor Area	1,472 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Terrain	Low
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2227089
Street Address	703 S CEDAR ST
City	CENTRALIA
State	WA
Zip	98531-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	SECTION 08 TOWNSHIP 14N RANGE 02W PT NW4 SW4 LT3 SP 3198687
Legal Range	02W
Legal Township	14N
Legal Section	08
Legal Subdivision	SP #SPRC-0418
Legal Lot Number	3
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	3
Census Block	3027
Census Tract	970700

Owner

703 S Cedar St is owned and occupied by two individuals who bought it in December 2022.

Source: Lewis County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	703 S CEDAR ST, CENTRALIA, WA 98531-1119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 2, 2022	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 24, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2022 · Amount on File
Deed Sale	Dec 2, 2022 · Amount on File
Prior Sale	Mar 24, 2017 · Amount on File
Deed Document Number	20223586941
Prior Transfer Date	Dec 29, 2005
Prior Transfer Doc	0003241294
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	703 S CEDAR ST, CENTRALIA, WA 98531-1119
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003557518
Date	Aug 6, 2021
Instrument	3557518

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Dec 2, 2022
Property Address	703 S CEDAR ST, CENTRALIA, WA 98531-1119
Document Number	0003586941
Map Reference	AF 3198687
Instrument Date	Dec 1, 2022
Instrument	3586941
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	TITLE GUARANTEE COMPANY INC., TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,845.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 S CEDAR ST, CENTRALIA, WA 98531-1119

Mortgage

Document Number	0003586942
Date	Dec 2, 2022
Instrument	3586942

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Mar 24, 2017
Property Address	703 S CEDAR ST, CENTRALIA, WA 98531-1119
Document Number	0003462786
Map Reference	VOL2 PG161
Instrument Date	Mar 21, 2017
Instrument	3462786
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TITLE GUARANTY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,728.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1231, TENINO, WA 98589-1231

Mortgage

Document Number	0003462787
Date	Mar 24, 2017
Instrument	3462787

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$389,300 (-) Land $70,000 Building $319,300	$389,300 (-) Land $70,000 Building $319,300
2024	$2,554.00 (-3.88%)	$389,300 Land $70,000 Building $319,300	$389,300 Land $70,000 Building $319,300
2023	$2,657.00
2022		$324,000 Land $70,000 Building $254,000	$324,000 Land $70,000 Building $254,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 703 S Cedar St; there have been 52 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	52 (1986–2022)
Claims Outside the SFHA	15 of 52
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 2 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 27 claims High Winds, Severe Storms And Flooding, Feb 1996 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 S Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70

May also be available: T-Mobile, Verizon.

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