703 S 34th St, Middlesboro, KY 40965 Property Records

Bell County property record for 703 S 34th St, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	600 sqft · built 2000
Lot Size	4.43 acres (193,319 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Mar 2020)
Tax Bill	$943 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070-11-00-055.00`

Property Details

APN / Parcel Number

Primary APN	`070-11-00-055.00`
Alternative APNs	`12876` `5497`

Interior

Stories	1 Story
Building Area	600 sqft Living Area

Exterior

Year Built	Built 2000
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Material	Tar & Gravel
Lot Area	193,319 sqft (4.43 acres)
Terrain	Rolling
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	5497
Street Address	703 S 34TH ST
City	MIDDLESBORO
State	KY
Zip	40965-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW B (LAND & M HOME)
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	4
Census Block	4013
Census Tract	960600

Owner

703 S 34th St is owned and occupied by an individual who bought it in March 2020.

Source: Bell County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	703 S 34TH ST, MIDDLESBORO, KY 40965-2436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2020 · Amount on File
Deed Sale	Mar 18, 2020 · Amount on File
Prior Sale	Dec 17, 2008 · Amount on File
Deed Document Number	182355
Deed Book / Page	D386 / 676
Record Updated	Jun 8, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Mar 18, 2020
Property Address	703 S 34TH ST, MIDDLESBORO, KY 40965-2436
Document Number	00D386/676
Book / Page	D386 / 676
Instrument Date	Mar 16, 2020
Instrument	182355
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 130, MIDDLESBORO, KY 40965-0130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 S 34TH ST, MIDDLESBORO, KY 40965-2436

Mortgage

Document Number	0000182356
Date	Mar 18, 2020
Instrument	182356

Lender

Name	HOME FEDERAL BANK CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 703 S 34th St was $943.

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$943.00	$88,000 Land $88,000	$88,000 Land $88,000
2023	$921.00	$88,000	$88,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 S 34th St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1981–2022)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Jul 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 S 34th St is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 78% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20