Blount County property record for 703 Ridgeway Dr, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 1,632 sqft · built 1900 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $698 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-03-05-2-002-094 |
| Primary APN | 19-03-05-2-002-094 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 58885 |
|---|---|
| Street Address | 703 RIDGEWAY DR |
| City | ONEONTA |
| State | AL |
| Zip | 35121-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 11 2ND KITCHENS ADD SD PB 2A/133-- |
| Legal Range | 02E |
| Legal Township | 13S |
| Legal Section | 05 |
| Legal Subdivision | 2ND KITCHENS ADD |
| Legal Block | 11 |
| Legal Lot Number | 2 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 50106 |
703 Ridgeway Dr is owned and occupied by two individuals who acquired it in April 2017.
Source: Blount County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 703 RIDGEWAY DR, ONEONTA, AL 35121-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2017 | Deed of Trust, Mortgage HOMETOWN BANK OF ALABAMA |
| Apr 28, 2017 | Warranty Deed, Transfer HOMETOWN BANK OF ALABAMA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2017 |
| Deed Sale | Apr 28, 2017 |
| Prior Sale | Apr 2, 2013 · Amount on File |
| Deed Book / Page | 2017 / 10503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 703 RIDGEWAY DR, ONEONTA, AL 35121-2405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/10505 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 2017/10505 |
| Name | HOMETOWN BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Address | ONEONTA, AL 35121 |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | May 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Apr 28, 2017 |
| Property Address | 703 RIDGEWAY DR, ONEONTA, AL 35121-2405 |
| Document Number | 2017/10503 |
| Book / Page | 2017 / 10503 |
| Instrument Date | Apr 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 116, ASHVILLE, AL 35953-0116 |
| Name | Verified Name |
|---|---|
| Address | 703 RIDGEWAY DR, ONEONTA, AL 35121-2405 |
| Document Number | 2017/10505 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 2017/10505 |
| Name | HOMETOWN BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Address | ONEONTA, AL 35121 |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | May 1, 2037 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 703 Ridgeway Dr was $698 with a homeowner's exemption, up 6.9% from the year before.
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $698.00 (+6.89%) Homeowner's exemption | ||
| 2025 | $653.00 | $15,820 (-) | $158,120 (-) Land $15,000 Building $143,120 |
| 2024 | $653.00 (+9.2%) Homeowner's exemption | $15,820 (+8.5%) Land $1,500 Building $14,320 | $158,120 (+8.39%) Land $15,000 Building $143,120 |
| 2023 | $598.00 (+6.79%) Homeowner's exemption | $14,580 (+6.11%) Land $1,500 Building $13,080 | $145,880 (+6.23%) Land $15,000 Building $130,880 |
| 2022 | $560.00 Homeowner's exemption | $13,740 Land $1,500 Building $12,240 | $137,320 Land $15,000 Building $122,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 703 Ridgeway Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 703 Ridgeway Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 52% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Cable · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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