703 Ridgeview Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 703 Ridgeview Dr, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,718 sqft · built 1955
Lot Size	0.776 acres (33,814 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Dec 2015)
Tax Bill	$2,367 (2026)
Deeds & Mortgages	Jun 2018 Second Mortgage Dec 2015 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`21111`

Property Details

APN / Parcel Number

Primary APN	`21111`
Alternative APN	`1309449`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,718 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	33,814 sqft (0.776 acres)
Lot Dimensions	319 ft deep x 106 ft wide
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	156 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1309449
Street Address	703 RIDGEVIEW DR
City	SHELBY
State	NC
Zip	28150-5550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LOT#2 CLARENCE TOLLESON PROPERTY UNRECORDED
Legal Subdivision	CLARENCE TOLLESON PROPERTY
Legal Block	1
Legal Lot Number	2
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1003
Census Tract	951000

Owner

703 Ridgeview Dr is owned and occupied by two individuals who bought it in December 2015.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	703 RIDGEVIEW DR, SHELBY, NC 28150-5550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JPMORGAN CHASE BANK NA
Dec 11, 2015	Loan Modification, Mortgage · Conventional with PMI JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2015 · Amount on File
Deed Sale	Dec 11, 2015 · Amount on File
Prior Sale	Nov 3, 2014 · Amount on File
Deed Document Number	201511017
Deed Book / Page	1709 / 2185
Prior Transfer Date	Oct 31, 2014
Prior Transfer Doc	0016862294
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	703 RIDGEVIEW DR, SHELBY, NC 28150-5550
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017692423
Date	Jun 18, 2018
Book Page	1769/2423
Instrument	200014778

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

December 2015: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND NC
Property Address	703 RIDGEVIEW DR, SHELBY, NC 28150-5550
Document Number	0017692412
Instrument Date	Dec 11, 2015
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	703 RIDGEVIEW DR SHELBY NC 281505550, SHELBY, NC 28150-5550

Mortgage

Document Number	0017692412
Date	Jun 18, 2018
Book Page	001769/002412
Instrument	14777

Lender

Name	JPMORGAN CHASE BK NA
Address	MONROE, LA 71203-4774

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 703 Ridgeview Dr was $2,367, up 1.6% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,367.00 (+1.63%)	$234,103 (-) Land $22,832 Building $211,271	$234,103 (-) Land $22,832 Building $211,271
2025	$2,329.00	$234,103 Land $22,832 Building $211,271	$234,103 Land $22,832 Building $211,271
2023		$162,558 Land $22,832 Building $139,726	$162,558 Land $22,832 Building $139,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 Ridgeview Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	19 (1980–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 Ridgeview Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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