Chesapeake City property record for 703 Ray Ave, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,481 sqft · built 2002 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Jan 2021) |
| Tax Bill | $3,978 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Feb 2018 Sale & Mortgage |
| APN | 0351004002710 |
| Primary APN | 0351004002710 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,481 sqft Living Area |
| 1st Floor Area | 1,067 sqft |
| Upper Floors Area | 1,091 sqft |
| Attic | Attic |
| Attic Area | 152 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 380 sqft |
| Patio Area | 384 sqft |
| Balcony Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 703 RAY AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6: RESIDE |
| Legal Description | 2 BLK 25 CRESTWOOD PLAT B |
| Legal Subdivision | CRESTWOOD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 20903 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 703 RAY AVE, CHESAPEAKE, VA 23320-6433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2021 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS |
| Feb 16, 2018 | Warranty Deed, Transfer · VA Mortgage TIDEWATER HOME FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2021 · Amount on Record |
| Deed Sale | Jan 20, 2021 · Amount on Record |
| Prior Sale | Feb 16, 2018 · Amount on Record |
| Deed Document Number | 20212768 |
| Deed Book / Page | 10295 / 438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 20, 2021 |
| Property Address | 703 RAY AVE, CHESAPEAKE, VA 23320-6433 |
| Document Number | 10295/438 |
| Book / Page | 10295 / 438 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 210002768 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 703 RAY AVE, CHESAPEAKE, VA 23320-6433 |
| Document Number | 210002769 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 210002769 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 16, 2018 |
| Property Address | 703 RAY AVE, CHESAPEAKE, VA 23320-6433 |
| Document Number | 9884/1294 |
| Book / Page | 9884 / 1294 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 180004202 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 703 RAY AVE, CHESAPEAKE, VA 23320-6433 |
| Document Number | 180004203 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 180004203 |
| Name | TIDEWATER HOME FUNDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $415,500 (+5.48%) Land $110,000 Building $305,500 | $415,500 (+5.48%) Land $110,000 Building $305,500 | |
| 2025 | $3,978.00 (+43.3%) | $393,900 (+10.24%) Land $100,000 Building $293,900 | $393,900 (+10.24%) Land $100,000 Building $293,900 |
| 2023 | $357,300 (+11.2%) Land $90,000 Building $267,300 | $357,300 (+11.2%) Land $90,000 Building $267,300 | |
| 2022 | $321,300 Land $80,000 Building $241,300 | $321,300 Land $80,000 Building $241,300 | |
| 2019 | $2,776.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 334 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 334 in force |
| Nearby Flood Claims | 9 (2003–2018) |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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