703 Prosperity Ct, Williamsburg, VA 23188 Property Records

James City County property record for 703 Prosperity Ct, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,059 sqft · built 2017
Owner	2 Individual Names on File
Last Sale	$264,373 (Jan 2018)
Tax Bill	$2,754 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-2 21-0-0703`

Property Details

APN / Parcel Number

Primary APN	`46-2 21-0-0703`
Alternative APN	`35247`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,059 sqft Living Area

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	230 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	35247
Street Address	703 PROSPERITY CT
City	WILLIAMSBURG
State	VA
Zip	23188-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED USE
Legal Description	U-37 B-G P-12A GOVERNOR'S GROVE AT FIVE FORKS
Legal Subdivision	GOVERNORS GROVE AT FIVE FORKS
Legal Unit	37
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1014
Census Tract	80307

Owner

703 Prosperity Ct is owned and occupied by two individuals who bought it in January 2018.

Source: James City County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	703 PROSPERITY CT, WILLIAMSBURG, VA 23188-3035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jan 3, 2018	Warranty Deed, Transfer · FHA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2018 · Amount on File
Deed Sale	Jan 3, 2018 · Amount on File
Deed Document Number	180000061
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	703 PROSPERITY CT, WILLIAMSBURG, VA 23188-3035
Transaction Type	Mortgage
Record Updated	Jun 22, 2022
Title Company	SERVICELINK, SERVICEINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202209211
Date	Jun 10, 2022
Instrument	202209211

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	307 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jan 3, 2018
Property Address	703 PROSPERITY CT, WILLIAMSBURG, VA 23188-3035
Document Number	0000000061
Instrument Date	Dec 29, 2017
Instrument	61
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 PROSPERITY CT #37 WILLIAMSBURG VA 231883035, 37, WILLIAMSBURG, VA 23188-3035

Mortgage

Document Number	62
Date	Jan 3, 2018
Instrument	62

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 703 Prosperity Ct was $2,754, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,754.00 (+6.41%)	$331,900 Land $57,500 Building $274,400	$331,900 Land $57,500 Building $274,400
2024	$2,588.00 (+16.79%)
2023	$2,216.00	$267,000 Land $50,400 Building $216,600	$267,000 Land $50,400 Building $216,600
2022	$2,216.00
2019	$1,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 Prosperity Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 Prosperity Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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