703 Plum Tree Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 703 Plum Tree Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,054 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	Trust Name on File
Tax Bill	$9,524 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`46 11 1`

Property Details

APN / Parcel Number

Primary APN	`46 11 1`
Alternative APNs	`1404` `1352`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,054 sqft Living Area
1st Floor Area	2,054 sqft
Basement Area	2,054 sqft
Finished Basement	2,054 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	511 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	388 sqft
Deck Area	176 sqft
Boat Access	Boat Access
Boat House	1,088 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1352
Street Address	703 PLUM TREE RD
City	BUMPASS
State	VA
Zip	23024-4803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PLUM TREE LANDING SUB PB 7/156 DB 1325/328 1.283 AC
Legal Subdivision	LANDING SUB
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1009
Census Tract	950101

Owner

703 Plum Tree Rd is owner-occupied and held in a trust since May 2013.

Source: Louisa County records, as of June 23, 2026

Owner of Record	Trust Name on File
Mailing Address	703 PLUM TREE RD, BUMPASS, VA 23024-4803
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MTG LLC
Aug 30, 2017	Deed of Trust, Mortgage · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 30, 2013
Transfer Doc	0000003697
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	703 PLUM TREE RD, BUMPASS, VA 23024-4803
Document Number	0000011331
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 PLUM TREE RD BUMPASS VA 230244803, BUMPASS, VA 23024-4803

Mortgage

Document Number	0000011331
Date	Nov 9, 2020
Book Page	001714/000552
Instrument	11331

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	703 PLUM TREE RD, BUMPASS, VA 23024-4803
Document Number	0000007593
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	703 PLUM TREE RD BUMPASS VA 230244803, BUMPASS, VA 23024-4803

Mortgage

Document Number	0000007593
Date	Sep 6, 2017
Book Page	001526/000300
Instrument	7593

Lender

Name	UNION BK&TR
Type	Bank
Address	ASHLAND, VA 23005

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 703 Plum Tree Rd was $9,524, up 12.5% from the year before.

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,447,676 (+9.44%) Land $350,000 Building $1,097,676	$1,447,676 (+9.44%) Land $350,000 Building $1,097,676
2025	$9,524.00 (+12.5%)	$1,322,800 Land $350,000 Building $972,800	$1,322,800 Land $350,000 Building $972,800
2024	$8,466.00
2023		$1,074,700 Land $288,400 Building $786,300
2022	$4,362.00		$1,074,700 Land $288,400 Building $786,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 Plum Tree Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 Plum Tree Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

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