703 Pine Ridge Ter, River Falls, WI 54022 Property Records

St. Croix County property record for 703 Pine Ridge Ter, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	0.268 acres (11,714 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Oct 2017)
Tax Bill	$4,344 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`276-1064-90-000`

Property Details

APN / Parcel Number

Primary APN	`276-1064-90-000`
Alternative APN	`36.28.19.464`

Exterior

Lot Area	11,714 sqft (0.268 acres)

Location & Zoning

Street Address	703 PINE RIDGE TER
City	RIVER FALLS
State	WI
Zip	54022-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 36 T28N R19W COLLINS ADD LOT 37
Legal Range	19W
Legal Township	28N
Legal Section	36
Legal Subdivision	COLLINS ADD
Legal Lot Number	37
Jurisdiction	ST CROIX WI
Township / Civil Division	RIVER FALLS
Census Block Group	2
Census Block	2032
Census Tract	120901

Owner

703 Pine Ridge Ter is owned and occupied by an individual who bought it in October 2017.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	703 PINE RIDGE TER, RIVER FALLS, WI 54022-1232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Oct 24, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 24, 2019	Loan Modification, Mortgage · FHA Mortgage HOME PT FIN'L
Oct 12, 2017	Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2017 · Amount on File
Deed Sale	Oct 12, 2017 · Amount on File
Prior Sale	Oct 22, 2009 · Amount on File
Deed Document Number	20171055428
Prior Transfer Date	Jun 1, 2009
Prior Transfer Doc	0000898620
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Recording Date	Aug 25, 2026
Property Address	703 PINE RIDGE TER, RIVER FALLS, WI 54022-1232
Document Number	0001211960
Instrument Date	Aug 6, 2026
Instrument	20261211960
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001211960,
Date	Aug 25, 2026
Instrument	20261211960

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2056

Interest

Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	703 PINE RIDGE TER, RIVER FALLS, WI 54022-1232
Document Number	0001093079
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 PINE RIDGE TER RIVER FALLS WI 540221232, RIVER FALLS, WI 54022-1232

Mortgage

Document Number	0001093079
Date	Nov 25, 2019
Instrument	1093079

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2049

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CROIX WI
Property Address	703 PINE RIDGE TER, RIVER FALLS, WI 54022-1232
Document Number	0001093078
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 PINE RIDGE TER RIVER FALLS WI 540221232, RIVER FALLS, WI 54022-1232

Mortgage

Document Number	0001093078
Date	Nov 25, 2019
Instrument	1093078

Lender

Name	HOME PT FIN'L

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CROIX WI
Recording Date	Oct 12, 2017
Property Address	703 PINE RIDGE TER, RIVER FALLS, WI 54022-1232
Document Number	0001055428
Instrument Date	Sep 28, 2017
Instrument	1055428
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001055429
Date	Oct 12, 2017
Instrument	1055429

Lender

Name	HOME POINT FINANCIAL CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 703 Pine Ridge Ter was $4,344 with a homeowner's exemption.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	River Falls City
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,344.00 Homeowner's exemption
2025	$4,344.00 Homeowner's exemption	$324,200 Land $69,800 Building $254,400	$324,200 Land $69,800 Building $254,400
2023	$3,578.00 Homeowner's exemption	$227,300 Land $51,700 Building $175,600	$227,300 Land $51,700 Building $175,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 Pine Ridge Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 Pine Ridge Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER FALLS WATERWORKS serves 16,000 people · EPA ID WI6480246
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Baldwin Telecom.

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