703 Pine Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 703 Pine Ridge Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2008
Square Footage1,176 sqft Living Area
Lot Size11,761 sqft (0.27 acres)
OccupancyOwner Occupied
Last Sale$159,500 (2018)
Tax Bill$1,186.00 (2025)

Property Details

APN / Parcel Number

Primary APN1941-71-0523-000
Alternative APN
  • 1785104

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Building Area1,176 sqft Living Area
1st Floor1,176 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeNo Foundation Foundation
Roof MaterialAsphalt Roof
Lot Area11,761 sqft (0.27 acres)
Patio Area217 sqft Patio
Porch1 Porch
Porch Area176 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
Water SourceCommercial Water Source

Location & Zoning

Account Number1785104
Street Address703 PINE RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8154
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWESTRIDGE AA 006
Legal SubdivisionWESTRIDGE
JurisdictionWATAUGA NC
Minor Civil DivisionLAUREL CREEK
Census Blockgroup1
Census Block1007
Census Tract921000

Owner

Source: Watauga County records · APN 1941-71-0523-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address703 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-8154
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Deed of Trust, Mortgage · Commercial Mortgage
FREEDOM MORTGAGE CORP
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP
Sep 07, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PRIME LNDG
Jul 23, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 07, 2018 · Amount on Record
Deed SaleSep 07, 2018 · Amount on Record
Prior SaleSep 06, 2005 · Amount on Record
Deed Doc Number2018672148
Deed Book / Page1991 / 437
Prior Transfer DateMay 01, 2018
Prior Transfer Doc0019830481
Record RefreshedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address703 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-8154
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022520052
DateJan 27, 2022
Book Page2252/52
Instrument716444
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term1 Months
DueFeb 01, 2022

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address703 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-8154
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021330700
DateOct 19, 2020
Book Page2133/700
Instrument696880
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueNov 01, 2045

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateSep 07, 2018
Property Address703 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-8154
Document Number0019910437
Book / Page001991 / 000437
Instrument DateSep 03, 2018
Instrument672148
Transaction TypeTransfer
Record UpdatedSep 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$319.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address703 PINE RIDGE RD BEECH MOUNTAIN NC 28604, BEECH MOUNTAIN, NC 28604

Mortgage

Document Number19910441
DateSep 07, 2018
Book Page001991/000441
Instrument672149
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 06, 2048

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATAUGA NC
Recording DateJul 23, 2018
Property Address703 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-8154
Document Number0019830481
Book / Page001983 / 000481
Instrument DateApr 16, 2018
Instrument670687
Transaction TypeTransfer
Record UpdatedAug 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address3872 GASTONIA HWY LINCOLNTON NC 28092, LINCOLNTON, NC 28092

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,186.00 (-61.18%)$305,000 (-) Land $15,600 Building $289,400
2024$3,055.00$305,000 Land $15,600 Building $289,400
2023$305,000 Land $15,600 Building $289,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
38th percentile nationally · 54th in North Carolina
Wildfire LikelihoodAbout 1 in 1,786 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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