703 Penton Ln, Waco, TX 76705 Property Records

McLennan County property record for 703 Penton Ln, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,356 sqft · built 1965
Lot Size0.459 acres (19,994 sqft)
Owner2 Individual Names on Record
Last Sale$266,000 (Apr 2024)
Tax Bill$8,343 (2024)
Deeds & MortgagesApr 2024 Mortgage
Mar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN28-078530-000101-0

Property Details

APN / Parcel Number

Primary APN28-078530-000101-0
Alternative APNs
  • 2805700003280380111
  • 280570000328038
  • 414869
  • 126706

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,356 sqft Living Area
Gross Area2,884 sqft
1st Floor Area2,356 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions223 ft deep x 126 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area44 sqft
Patio Area506 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address703 PENTON LN
CityWACO
StateTX
Zip76705-2681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPENTON ESTATES LOT 1 BLOCK A ACRES .459
Legal SubdivisionPENTON ESTATES
Legal Tract36A
Legal BlockA
Legal Lot Number1
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3038
Census Tract1700

Owner

Source: McLennan County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address703 PENTON LN, WACO, TX 76705-2681
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2024Vendor's Lien, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Mar 9, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF CENTRAL TX

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2024 · Amount on Record
Deed SaleApr 19, 2024 · Amount on Record
Deed Document Number202411740
Prior Transfer DateNov 11, 2022
Prior Transfer Doc0000044126
Record UpdatedSep 20, 2026

April 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateApr 19, 2024
Property Address703 PENTON LN, WACO, TX 76705-2681
Document Number0000011740
Map ReferenceFILE 2024011344
Instrument DateApr 19, 2024
Instrument2024011740
Transaction TypeTransfer
Record UpdatedMay 1, 2024
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address703 PENTON LN, WACO, TX 76705-2681

Mortgage

Document Number0000011741
DateApr 19, 2024
Instrument2024011741
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address703 PENTON LN, WACO, TX 76705-2681
Transaction TypeMortgage
Record UpdatedMar 24, 2023
Title CompanyNOT AVAILABLE, FTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006596
DateMar 9, 2023
Instrument2023006596
Lender
NameFIRST NATIONAL BANK OF CENTRAL TX
TypeBank
AddressWOODWAY, TX 76712
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellmead City
CountyMcLennan County
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$277,755 (-14.69%) Land $10,350 Building $267,405$277,755 (-14.69%) Land $10,350 Building $267,405
2024$8,343.00 (+462.96%)
2023$325,580 Land $12,400 Building $313,180$325,580 Land $12,400 Building $313,180
2022$1,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1996–2007)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLMEAD
serves 10,664 people · EPA ID TX1550001
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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