703 N Spruce St, Searcy, AR 72143 Property Records

White County property record for 703 N Spruce St, Searcy, AR 72143

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,144 sqft · built 1965
Owner	Individual Name on File
Last Sale	$70,000 (May 2022)
Tax Bill	$629 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-02679-000`

Property Details

APN / Parcel Number

Primary APN	`016-02679-000`
Alternative APN	`43224`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Utility Area	72 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1965
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	340 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	703 N SPRUCE ST
City	SEARCY
State	AR
Zip	72143-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	---
Legal Subdivision	STEWARD ADD
Legal Block	6
Legal Lot Number	3
Jurisdiction	WHITE AR
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1024
Census Tract	70402

Owner

703 N Spruce St is owned and occupied by an individual who bought it in May 2022.

Source: White County records, as of October 23, 2025

Owner of Record	Individual Name on File
Mailing Address	703 N SPRUCE ST, SEARCY, AR 72143-3607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Warranty Deed, Transfer · USDA Mortgage FIRST SECURITY BANK
Jul 23, 2019	Warranty Deed, Transfer DALCO CLOSING AND TITLE, DALCO CLOSING & TITLE
Jan 11, 2018	Warranty Deed, Transfer · Line of Credit CENTENNIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on File
Deed Sale	May 6, 2022 · Amount on File
Prior Sale	Jul 23, 2019 · Amount on File
Deed Document Number	202207676*
Deed Book / Page	2022 / 07676*
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	May 6, 2022
Property Address	703 N SPRUCE ST, SEARCY, AR 72143-3607
Document Number	DEED2022/7676
Book / Page	DEED 2022 / 7676
Map Reference	MB 24 PG 262
Instrument Date	May 5, 2022
Instrument	L202206748
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 LIVE OAK DR, 201, SEARCY, AR 72143-4514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 N SPRUCE ST, SEARCY, AR 72143-3607

Mortgage

Document Number	MTG202212805
Date	May 6, 2022
Instrument	MTG 2022/12805

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Jul 23, 2019
Property Address	703 N SPRUCE ST, SEARCY, AR 72143-3607
Document Number	DEED2019/09963
Book / Page	DEED 2019 / 09963
Instrument Date	Jul 22, 2019
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	DALCO CLOSING AND TITLE, DALCO CLOSING & TITLE

Transaction

Amount	Amount on Record
Tax	$214.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	463 LITTLE RED MOUNTAIN RD, 463, PANGBURN, AR 72121-9691

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 LIVE OAK DR, SEARCY, AR 72143-4514

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Jan 11, 2018
Property Address	703 N SPRUCE ST, SEARCY, AR 72143-3607
Document Number	DEED2018/00479
Book / Page	DEED 2018 / 00479
Instrument Date	Jan 10, 2018
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 440, BALD KNOB, AR 72010-0440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 LITTLE RED MOUNTAIN RD, PANGBURN, AR 72121-9691

Mortgage

Document Number	MTG201800746
Date	Jan 11, 2018
Instrument	MTG 2018/00746

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 703 N Spruce St was $629 with a homeowner's exemption.

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Municipality	Searcy City
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$629.00 Homeowner's exemption	$15,500 Land $1,400 Building $14,100
2023	$204.00	$15,500 Land $1,400 Building $14,100	$77,500 Land $7,000 Building $70,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 703 N Spruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 N Spruce St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEARCY WATERWORKS serves 28,196 people · EPA ID AR0000590
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Longview Cable Television Company Cable	1,000 / 50

May also be available: Verizon.

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