703 N Spring St, Luverne, MN 56156 Property Records

Rock County property record for 703 N Spring St, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	576 sqft · built 1904
Lot Size	0.18 acres (7,864 sqft)
Owner	Individual Name on File
Last Sale	$84,000 (Nov 2025)
Tax Bill	$870 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2019 Mortgage + 3 more
APN	`20-0258-000`

Property Details

APN / Parcel Number

Primary APN	`20-0258-000`

Interior

Building Area	576 sqft Living Area

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Lot Area	7,864 sqft (0.18 acres)
Porch	Slab
Porch Area	154 sqft
Deck Area	56 sqft

Location & Zoning

Street Address	703 N SPRING ST
City	LUVERNE
State	MN
Zip	56156-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 60' OF LOT 5 BLOCK 3 SHERIFF'S SALE RIGHT TO REDEEM 4/10/2025
Legal Subdivision	BARCK, ADAMS & HOWE'S ADDITION
Legal Block	3
Legal Lot Number	5
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	2
Census Block	2031
Census Tract	570200

Owner

703 N Spring St is owned by an individual who bought it in November 2025.

Source: Rock County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5801 W COUGHRAN CT, SIOUX FALLS, SD 57106-0449
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK SOUTHWEST
Jan 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK CANTON
Nov 14, 2025	Special Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK SOUTHWEST
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on File
Deed Sale	Nov 14, 2025 · Amount on File
Prior Sale	Jun 30, 2021 · Amount on File
Deed Document Number	2025209080
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	703 N SPRING ST, LUVERNE, MN 56156-1346
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5801 W COUGHRAN CT, SIOUX FALLS, SD 57106-0449

Mortgage

Document Number	0000209207
Date	Dec 11, 2025
Instrument	209207

Lender

Name	FIRST STATE BANK SOUTHWEST
Type	Bank
Address	WORTHINGTON, MN 56187

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	703 N SPRING ST, LUVERNE, MN 56156-1346
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000194108
Date	Jan 9, 2019
Instrument	194108

Lender

Name	FARMERS STATE BANK CANTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 4, 2020

Interest

Rate Type	Fixed Rate

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Nov 14, 2025
Property Address	703 N SPRING ST, LUVERNE, MN 56156-1346
Document Number	0000209080
Instrument Date	Nov 13, 2025
Instrument	209080
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, TOWNSGATE CLOSING SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.20
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5801 W COUGHRAN CT, SIOUX FALLS, SD 57106-0449

Mortgage

Document Number	0000209081
Date	Nov 14, 2025
Instrument	209081

Lender

Name	FIRST STATE BANK SOUTHWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	703 N SPRING ST, LUVERNE, MN 56156-1346
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200387
Date	Jun 30, 2021
Instrument	200387

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Jun 30, 2021
Property Address	703 N SPRING ST, LUVERNE, MN 56156-1346
Document Number	0000200386
Instrument Date	Jun 4, 2021
Instrument	200386
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 N SPRING ST, LUVERNE, MN 56156-1346

Mortgage

Document Number	0000200387
Date	Jun 30, 2021
Instrument	200387

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 703 N Spring St was $870, down 8% from the year before.

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$870.00 (-8.03%)	$109,500 (+4.09%) Land $9,500 Building $100,000	$109,500 (+4.09%) Land $9,500 Building $100,000
2025	$946.00	$105,200 Land $9,500 Building $95,700	$105,200 Land $9,500 Building $95,700
2023	$792.00	$95,900 Land $7,900 Building $88,000	$95,900 Land $7,900 Building $88,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 703 N Spring St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 703 N Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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