703 N Jay St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 703 N Jay St, Rome, NY 13440

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 2,938 sqft · built 1900
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Tax Bill	$2,936 (2026)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`301301 223.019-4-68`

Property Details

APN / Parcel Number

Primary APN	`301301 223.019-4-68`
Alternative APNs	`130122301900040680000000` `301301 223.019-0004-068` `38325 05`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,938 sqft Total Area
1st Floor Area	1,469 sqft
2nd Floor Area	1,469 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	11,326 sqft (0.26 acres)
Lot Width	60 ft Width
Porch	Slab
Porch Area	185 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	38325 05
Street Address	703 N JAY ST
City	ROME
State	NY
Zip	13440-3308
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-2
Legal Description	H&L&G 60X192
Legal Block	4
Legal Lot Number	68.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	2
Census Block	2020
Census Tract	22100

Owner

703 N Jay St, a triplex, is owned and occupied by an individual.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	703 N JAY ST, ROME, NY 13440-3308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MARK S MONEY
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MARK S MONEY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	703 N JAY ST, ROME, NY 13440-3308
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018288
Date	Oct 25, 2021
Instrument	2021-018288

Lender

Name	MARK S MONEY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2031

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	703 N JAY ST, ROME, NY 13440-3308
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18288
Date	Oct 25, 2021
Instrument	2021-018288

Lender

Name	MARK S MONEY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 703 N Jay St was $2,936.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,936.00
2025		$62,500 (-) Land $15,200 Building $47,300	$147,059 (+6.75%) Land $35,765 Building $111,294
2024		$62,500 (-) Land $15,200 Building $47,300	$137,756 (+0.02%) Land $33,502 Building $104,254
2023		$62,500 (-) Land $15,200 Building $47,300	$137,726 (+17.92%) Land $33,495 Building $104,231
2022	$6,319.00	$62,500 Land $15,200 Building $47,300	$116,801 Land $28,406 Building $88,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 N Jay St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Apr 1993 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 N Jay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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