703 N Elm St, Chadbourn, NC 28431 Property Records

Columbus County property record for 703 N Elm St, Chadbourn, NC 28431

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,184 sqft · built 1956
Lot Size	0.46 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$30,100 (Nov 1991)
Tax Bill	$1,006 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0251.03-40-9849.000`

Property Details

APN / Parcel Number

Primary APN	`0251.03-40-9849.000`
Alternative APNs	`13-03259` `024472`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,184 sqft Total Area
1st Floor Area	2,184 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	20,000 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	13-03259
Street Address	703 N ELM ST
City	CHADBOURN
State	NC
Zip	28431-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DENNIS GRAINGER
Legal Subdivision	MAP OF A SURVEY FOR CAROLYN B GRAINGER
Jurisdiction	COLUMBUS NC
Township / Civil Division	CHADBOURN
Census Block Group	4
Census Block	4009
Census Tract	930700

Owner

Source: Columbus County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	703 N ELM ST, CHADBOURN, NC 28431-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Feb 16, 2026	Warranty Deed, Transfer
Dec 29, 2014	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 1991 · Amount on Record
Deed Sale	Nov 15, 1991 · Amount on Record
Deed Book / Page	1 4 / 2407
Last Transfer Date	Dec 29, 2014
Transfer Doc	01100/0286
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBUS NC
Recording Date	Jul 28, 2026
Property Address	703 N ELM ST, CHADBOURN, NC 28431-1508
Document Number	0000003699
Book / Page	1414 / 695
Instrument Date	Jul 7, 2026
Instrument	20263699
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 N ELM ST, CHADBOURN, NC 28431-1508

Mortgage

Document Number	0000003699,
Date	Jul 28, 2026
Book Page	1414/695
Instrument	20263699

Lender

Name	UNITED BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2051

Interest

Rate	6.52%
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBUS NC
Recording Date	Feb 16, 2026
Property Address	703 N ELM ST, CHADBOURN, NC 28431-1508
Document Number	001399/912
Book / Page	1399 / 912
Map Reference	MB 4 PG 155
Instrument Date	Feb 16, 2026
Instrument	2026000742
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 N ELM ST, CHADBOURN, NC 28431-1508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 N ELM ST, CHADBOURN, NC 28431-1508

December 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLUMBUS NC
Recording Date	Dec 29, 2014
Property Address	703 N ELM ST, CHADBOURN, NC 28431-1508
Document Number	01100/0286
Book / Page	1100 / 0286
Map Reference	DD932 PG132-133
Instrument Date	Dec 29, 2014
Instrument	2014005935
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4374 LANDING RD, LITTLE RIVER, SC 29566-8230

Tax Assessment & Valuation

Source: Columbus County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Columbus County
Municipality	Chadbourn Town
Unified School District	Columbus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,006.00	$108,300 (-) Land $11,100 Building $97,200
2023	$1,006.00	$108,300 Land $11,100 Building $97,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 6, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1987–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHADBOURN serves 2,370 people · EPA ID NC0424020
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures