Guthrie County property record for 703 N Division St, Stuart, IA 50250
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,744 sqft · built 1975 |
| Lot Size | 0.386 acres (16,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $317,500 (Feb 2024) |
| Tax Bill | $4,968 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2024 Sale + 2 more |
| APN | 0001383800 |
| Primary APN | 0001383800 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,744 sqft Living Area |
| Basement Area | 1,744 sqft |
| Finished Basement | 875 sqft |
| Unfinished Basement | 868 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,800 sqft (0.386 acres) |
| Lot Dimensions | 140 ft deep x 120 ft wide |
| Garage Type | Detached |
| Garage Area | 1,680 sqft |
| Parking Spaces | 6 Parking Spaces |
| Deck Area | 144 sqft |
| Patio Area | 216 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 703 N DIVISION ST |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-2041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 07 LOTS 7-8 KENWTHYS NORTH BLK 07 |
| Legal Subdivision | KENWORTHYS NORTH ADD |
| Legal Block | 7 |
| Legal Lot Number | 7,8 |
| Jurisdiction | GUTHRIE IA |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950300 |
703 N Division St is owned and occupied by two individuals who bought it in February 2024.
Source: Guthrie County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 703 N DIVISION ST, STUART, IA 50250-2041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Feb 28, 2024 | Warranty Deed, Transfer |
| May 11, 2021 | Warranty Deed, Transfer · FHA Mortgage FIDELITY BANK |
| Mar 29, 2017 | Warranty Deed, Transfer · Construction Mortgage FIRST STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2024 · Amount on File |
| Deed Sale | Feb 28, 2024 · Amount on File |
| Prior Sale | May 11, 2021 · Amount on File |
| Deed Document Number | 2024355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 703 N DIVISION ST, STUART, IA 50250-2041 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020203682 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 2020-3682 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 9, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | Feb 28, 2024 |
| Property Address | 703 N DIVISION ST, STUART, IA 50250-2041 |
| Document Number | 0020240355 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 2024-0355 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $507.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 703 N DIVISION ST, STUART, IA 50250-2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | May 11, 2021 |
| Property Address | 703 N DIVISION ST, STUART, IA 50250-2041 |
| Document Number | 0020211456 |
| Instrument Date | May 4, 2021 |
| Instrument | 2021-1456 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 703 N DIVISION ST, STUART, IA 50250-2041 |
| Document Number | 0020211457 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-1457 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | Mar 29, 2017 |
| Property Address | 703 N DIVISION ST, STUART, IA 50250-2041 |
| Document Number | 02017/0723 |
| Book / Page | 2017 / 0723 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 2017-0723 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 703 N DIVISION ST, STUART, IA 50250-2041 |
| Document Number | 02017/0724 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 2017/0724 |
| Instrument | 2017-0724 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | STUART, IA 50250 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 7 Months |
| Due | Oct 2, 2017 |
The 2025 property tax bill for 703 N Division St was $4,968, down 17.4% from the year before.
Source: Guthrie County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Guthrie County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $315,800 (-) Land $24,800 Building $291,000 | $315,800 (-) Land $24,800 Building $291,000 | |
| 2025 | $4,968.00 (-17.45%) | $315,800 Land $24,800 Building $291,000 | $315,800 Land $24,800 Building $291,000 |
| 2024 | $6,018.00 | ||
| 2023 | $352,000 (+38.04%) Land $19,300 Building $332,700 | $352,000 Land $19,300 Building $332,700 | |
| 2022 | $4,954.00 | $255,000 Land $19,300 Building $235,700 | |
| 2021 | $255,000 Land $19,300 Building $235,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 703 N Division St; there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jun 1998 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 703 N Division St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001 |
|---|---|
| Water Source | Purchased surface water from XENIA RWD (DES MOINES) |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| CenturyLink DSL | 140 / 20 |
May also be available: Coon Valley Co-op Telephone Association, Nextlink, Verizon.
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