703 N 3rd St, Guttenberg, IA 52052 Property Records

Clayton County property record for 703 N 3rd St, Guttenberg, IA 52052

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,754 sqft · built 1894
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Jan 2021)
Tax Bill	$2,080 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jan 2021 Foreclosure
Flood Zone	Zone X (reduced by levee)
APN	`3008452015`

Property Details

APN / Parcel Number

Primary APN	`3008452015`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,754 sqft Living Area
1st Floor Area	392 sqft
Basement Area	345 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	952 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	64 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	703 N 3RD ST
City	GUTTENBERG
State	IA
Zip	52052-9265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GUTT. LOTS 15 & 16 BLK 87
Legal Block	87
Legal Lot Number	15,16
Jurisdiction	CLAYTON IA
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3030
Census Tract	70400

Owner

703 N 3rd St is owned and occupied by an individual who bought it in January 2021.

Source: Clayton County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	703 N 3RD ST, GUTTENBERG, IA 52052-9265
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Intrafamily Transfer, Transfer
Jan 28, 2021	Legal Action/Court Order, Foreclosure · Conventional Mortgage PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2021 · Amount on File
Deed Sale	Jan 28, 2021 · Amount on File
Deed Document Number	2021487
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAYTON IA
Recording Date	Dec 14, 2022
Property Address	703 N 3RD ST, GUTTENBERG, IA 52052-9265
Document Number	2022R04473
Instrument Date	Dec 12, 2022
Instrument	2022R04473
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 N 3RD ST, GUTTENBERG, IA 52052-9265

January 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CLAYTON IA
Recording Date	Jan 28, 2021
Property Address	703 N 3RD ST, GUTTENBERG, IA 52052-9265
Document Number	2021R00487
Instrument Date	Jan 8, 2021
Instrument	2021R00487
Transaction Type	Foreclosure
Record Updated	Jun 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56179 COUNTY ROAD 35, MIDDLEBURY, IN 46540-8751

Mortgage

Document Number	2021R00489
Date	Jan 28, 2021
Instrument	2021R00489

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 703 N 3rd St was $2,080, up 9.9% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	Guttenberg City
Unified School District	Clayton Ridge Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,080.00 (+9.94%)	$133,234 Land $29,728 Building $103,506	$133,234 Land $29,728 Building $103,506
2024	$1,892.00
2023		$112,634 Land $25,850 Building $86,784	$112,634 Land $25,850 Building $86,784
2022	$1,216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 N 3rd St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUTTENBERG WATER UTILITY serves 1,817 people · EPA ID IA2242018
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb
Copper	1.85 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Alpine Communications Fiber · Fixed Wireless in parts of the area	500 / 500
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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