Calloway County property record for 703 N 18th St, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,268 sqft |
| Lot Size | 0.408 acres (17,791 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,000 (Jun 2026) |
| Tax Bill | $471 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan Jun 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-0-0017 |
| Primary APN | 042-0-0017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,268 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,791 sqft (0.408 acres) |
| Garage Type | Carport |
| Garage Area | 312 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Radiant |
| Account Number | 90140 |
|---|---|
| Street Address | 703 N 18TH ST |
| City | MURRAY |
| State | KY |
| Zip | 42071-1732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 703 N 18TH |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10304 |
703 N 18th St is owned by two individuals who bought it in June 2026.
Source: Calloway County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 488 TURNER RD, MURRAY, KY 42071-6412 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Construction Mortgage MURRAY BANK |
| Jun 24, 2026 | Warranty Deed, Transfer HOME TEAM TITLE |
| Aug 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Oct 27, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL SERVICES BANK |
| Jun 21, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on File |
| Deed Sale | Jun 24, 2026 · Amount on File |
| Prior Sale | Jun 21, 2021 · Amount on File |
| Deed Document Number | 2026726621 |
| Deed Book / Page | 1548 / 294 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Jul 2, 2026 |
| Property Address | 703 N 18TH ST, MURRAY, KY 42071-1732 |
| Document Number | 0000726799 |
| Book / Page | 1549 / 555 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 2026726799 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 488 TURNER RD, MURRAY, KY 42071-6412 |
| Document Number | 0000726799, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 1549/555 |
| Instrument | 2026726799 |
| Name | MURRAY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 5, 2051 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Jun 24, 2026 |
| Property Address | 703 N 18TH ST, MURRAY, KY 42071-1732 |
| Document Number | 0000726621 |
| Book / Page | 1548 / 294 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 2026726621 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | HOME TEAM TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $14,847.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 488 TURNER RD, MURRAY, KY 42071-6412 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 703 N 18TH ST, MURRAY, KY 42071-1732 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001147/356 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 1147/356 |
| Instrument | 622800 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Address | BENTON, KY 42025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 703 N 18TH ST, MURRAY, KY 42071-1732 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001154/585 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 1154/585 |
| Instrument | 624027 |
| Name | COMMUNITY FINANCIAL SERVICES BANK |
|---|---|
| Type | Bank |
| Address | MURRAY, KY 42071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 10, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Jun 21, 2021 |
| Property Address | 703 N 18TH ST, MURRAY, KY 42071-1732 |
| Document Number | 001319/245 |
| Book / Page | 1319 / 245 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 649971 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 703 N 18TH ST, MURRAY, KY 42071-1732 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 703 N 18TH ST, MURRAY, KY 42071-1732 |
The 2025 property tax bill for 703 N 18th St was $471.
Source: Calloway County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Municipality | Murray City |
| Unified School District | Murray Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $471.00 | $125,000 | $125,000 |
| 2023 | $473.00 | $125,000 | $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 703 N 18th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 703 N 18th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Murray Electric System Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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