703 Murray Cir, Lady Lake, FL 32159 Property Records

Lake County property record for 703 Murray Cir, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,175 sqft · built 1992
Lot Size	0.223 acres (9,694 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jan 2020)
Tax Bill	$2,003 (2024)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-18-24-0200-000-02700`

Property Details

APN / Parcel Number

Primary APN	`07-18-24-0200-000-02700`
Alternative APNs	`241807020000002700` `3432738`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,175 sqft Living Area
Gross Area	1,487 sqft
1st Floor Area	1,175 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2023
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,694 sqft (0.223 acres)
Lot Dimensions	111 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3432738
Street Address	703 MURRAY CIR
City	LADY LAKE
State	FL
Zip	32159-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX8
Legal Description	LADY LAKE OAK MEADOWS LOT 27 PB 28 PG 64 ORB 5402 PG 103
Legal Range	24E
Legal Township	18S
Legal Section	7
Legal Subdivision	LADY LAKE OAK MEADOWS
Legal Tract	0200
Legal Block	1
Legal Lot Number	27
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	1
Census Block	1002
Census Tract	30408

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	703 MURRAY CIR, LADY LAKE, FL 32159-3013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC
Sep 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2020 · Amount on Record
Deed Sale	Jan 7, 2020 · Amount on Record
Deed Document Number	20202250
Deed Book / Page	5402 / 103
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 7, 2020
Property Address	703 MURRAY CIR, LADY LAKE, FL 32159-3013
Document Number	0054020103
Book / Page	5402 / 0103
Map Reference	MB 28 PG 64
Instrument Date	Dec 27, 2019
Instrument	2020002250
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15201 SE 73RD AVE, 15201, SUMMERFIELD, FL 34491-4250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 MURRAY CIR, LADY LAKE, FL 32159-3013

Mortgage

Document Number	0054020104
Date	Jan 7, 2020
Instrument	5402/0104

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Sep 10, 2019
Property Address	703 MURRAY CIR, LADY LAKE, FL 32159-3013
Document Number	0053390717
Book / Page	005339 / 000717
Instrument Date	Aug 26, 2019
Instrument	101737
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4725 DELWETHER LN OXFORD FL 34484, OXFORD, FL 34484

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Lady Lake Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,410 (+2.9%)	$177,066 (-) Land $37,500 Building $139,566
2025		$149,090 (+5.99%) Land $37,500 Building $111,590	$177,066 (+2.42%) Land $37,500 Building $139,566
2024	$2,003.00 (+5.53%)
2023	$1,898.00 (+1.44%) Homeowner's exemption	$140,670 (+2.99%)	$172,881 (-0.3%) Land $37,500 Building $135,381
2022	$1,871.00 Homeowner's exemption	$136,580	$173,404 Land $38,023 Building $135,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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