703 Morningside Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 703 Morningside Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,804 sqft · built 2002
Lot Size	0.23 acres (10,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,149,000 (Mar 2026)
Tax Bill	$11,259 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-1920-011-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1920-011-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,804 sqft Living Area
1st Floor Area	1,356 sqft
2nd Floor Area	1,448 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,024 sqft (0.23 acres)
Garage Area	631 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	703 MORNINGSIDE CT
City	FOLSOM
State	CA
Zip	95630-6143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (S
Legal Description	EMPIRE RANCH VILLAGE 47, LOT 46
Legal Subdivision	EMPIRE RANCH VILLAGE 47
Legal Lot Number	46
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2003
Census Tract	8510

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	703 MORNINGSIDE CT, FOLSOM, CA 95630-6143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage MASTERS TEAM MORTGAGE
Mar 21, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Mar 30, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage MASTERS TEAM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Jun 22, 2007 · Amount on Record
Deed Book / Page	20260330 / 1010
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	703 MORNINGSIDE CT, FOLSOM, CA 95630-6143
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 MORNINGSIDE CT, FOLSOM, CA 95630-6143

Mortgage

Document Number	0000001130
Date	May 21, 2021
Instrument	202105211130

Lender

Name	MASTERS TEAM MORTGAGE
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	703 MORNINGSIDE CT, FOLSOM, CA 95630-6143
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 MORNINGSIDE CT, FOLSOM, CA 95630-6143

Mortgage

Document Number	0000000653
Date	Mar 21, 2024
Instrument	202403210653

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 20, 2034

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 30, 2026
Property Address	703 MORNINGSIDE CT, FOLSOM, CA 95630-6143
Document Number	0000001010
Map Reference	MB 283 MAP 5
Instrument Date	Mar 25, 2026
Instrument	202603301010
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	703 MORNINGSIDE CT, FOLSOM, CA 95630-6143

Mortgage

Document Number	0000001011
Date	Mar 30, 2026
Instrument	202603301011

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	703 MORNINGSIDE CT, FOLSOM, CA 95630-6143
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 MORNINGSIDE CT, FOLSOM, CA 95630-6143

Mortgage

Document Number	5210000001130
Date	May 21, 2021
Book Page	20210521/1130

Lender

Name	MASTERS TEAM MORTGAGE
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$922,429 (+2%) Land $314,307 Building $608,122
2025	$11,259.00 (+1.81%) Homeowner's exemption	$904,344 (+4.04%) Land $308,145 Building $596,199
2024	$11,059.00 (+2.78%)
2023	$10,760.00 (+1.19%) Homeowner's exemption	$869,229 Land $296,180 Building $573,049
2022	$10,633.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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