703 Monroe St, Mobile, AL 36602 Property Records

Mobile County property record for 703 Monroe St, Mobile, AL 36602

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,552 sqft · built 2011
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on File
Last Sale	$200,160 (May 2011)
Tax Bill	$776 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification Jun 2020 Loan Modification + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R022906400010365001`

Property Details

APN / Parcel Number

Primary APN	`R022906400010365001`
Alternative APNs	`29 06 40 0 010 365.001` `03628854` `3628854`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,445 sqft (0.125 acres)
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3628854
Street Address	703 MONROE ST
City	MOBILE
State	AL
Zip	36602-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 WEST CHURCH STREET COMMUNITY DEVELOPMENT MAP NO. 31 MBK 114/110 #SEC 40 T4S R1W #MP29 06 40 0 010
Legal Range	04S
Legal Township	04S
Legal Section	40
Legal Subdivision	CHURCH STREET COMMUNITY DEVELOPMENT
Legal Lot Number	8
Legal Unit	Y
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1082
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Church Street East Historic District (Boundary Increase) listed 1984 · 25 contributing resources · NRIS 84000663

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

703 Monroe St is owned and occupied by an individual who bought it in May 2011.

Source: Mobile County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	703 MONROE ST, MOBILE, AL 36602-1610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Loan Modification, Mortgage · Conventional Mortgage HANCOCK WHITNEY
Jun 30, 2020	Loan Modification, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Dec 1, 2016	Loan Modification, Mortgage · Conventional Mortgage HANCOCK BK
Dec 1, 2016	Loan Modification, Mortgage · Conventional Mortgage HANCOCK BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2011 · Amount on File
Deed Sale	May 4, 2011 · Amount on File
Deed Document Number	201125123
Deed Book / Page	6774 / 1704
Record Updated	Sep 20, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MOBILE AL
Property Address	703 MONROE ST, MOBILE, AL 36602-1610
Document Number	0000071376
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 MONROE ST MOBILE AL 366021610, MOBILE, AL 36602-1610

Mortgage

Document Number	0000071376
Date	Nov 20, 2020
Instrument	71376

Lender

Name	HANCOCK WHITNEY
Address	PO BOX 4019, GULFPORT, MS 39502-4019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	Nov 19, 2043

Interest

Rate Type	Fixed Rate
Rate	5.13%

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MOBILE AL
Property Address	703 MONROE ST, MOBILE, AL 36602-1610
Document Number	0000039354
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 MONROE ST MOBILE AL 366021610, MOBILE, AL 36602-1610

Mortgage

Document Number	0000039354
Date	Jul 2, 2020
Instrument	39354

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MOBILE, AL 36602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MOBILE AL
Property Address	703 MONROE ST, MOBILE, AL 36602-1610
Document Number	0000005225
Instrument Date	Dec 1, 2016
Transaction Type	Mortgage
Record Updated	Feb 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 MONROE ST MOBILE AL 366021610, MOBILE, AL 36602-1610

Mortgage

Document Number	0000005225
Date	Jan 27, 2017
Book Page	007471/001350
Instrument	5225

Lender

Name	HANCOCK BK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jan 26, 2044

Interest

Rate Type	Fixed Rate
Rate	5.13%

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MOBILE AL
Property Address	703 MONROE ST, MOBILE, AL 36602-1610
Document Number	0000022152
Instrument Date	Dec 1, 2016
Transaction Type	Mortgage
Record Updated	Feb 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 MONROE ST MOBILE AL 366021610, MOBILE, AL 36602-1610

Mortgage

Document Number	0000022152
Date	Apr 21, 2017
Book Page	007500/000951
Instrument	22152

Lender

Name	HANCOCK BK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 20, 2042

Interest

Rate	5.13%

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$776.00 (-1.15%) Homeowner's exemption	$13,110 (-1.06%) Land $1,510 Building $11,600	$131,100 (-1.06%) Land $15,100 Building $116,000
2024	$785.00 (+0.51%) Homeowner's exemption	$13,250 (+0.53%) Land $1,510 Building $11,740	$132,500 (+0.53%) Land $15,100 Building $117,400
2023	$781.00 Homeowner's exemption	$13,180 Land $1,710 Building $11,470	$131,800 Land $17,100 Building $114,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 703 Monroe St in Zone X, an area of moderate flood risk, though there have been 179 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	134 units insured incl. 55 condo units
Nearby Flood Claims	179 (1979–2022)
Claims Outside the SFHA	43 of 179
Most Recent Claim	Nov 2022 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 53 claims Hurricane Georges, Sep 1998 · 20 claims Hurricane Elena, Sep 1985 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 703 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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