St. Charles County property record for 703 Michael Ave, Wentzville, MO 63385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,708 sqft · built 1977 |
| Lot Size | 0.203 acres (8,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,700 (Apr 2020) |
| Tax Bill | $3,995 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 670352A014 |
| Primary APN | 670352A014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,708 sqft Living Area |
| Gross Area | 3,372 sqft |
| 1st Floor Area | 1,708 sqft |
| Basement Area | 1,092 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 92 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,840 sqft (0.203 acres) |
| Lot Dimensions | 104 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 670352A014 |
|---|---|
| Street Address | 703 MICHAEL AVE |
| City | WENTZVILLE |
| State | MO |
| Zip | 63385-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF2 |
| Legal Description | NORTHWOOD EST #2 LOT 37 |
| Legal Subdivision | NORTHWOOD EST #2 |
| Legal Lot Number | 37 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 312195 |
Source: St. Charles County records · APN 670352A014
Assessment roll updated August 13, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 703 MICHAEL AVE, WENTZVILLE, MO 63385-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 07, 2026 | Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE COMPANY |
| Apr 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage WEST COMMUNITY CU |
| Oct 29, 2018 | Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2020 · Amount on Record |
| Deed Sale | Apr 30, 2020 · Amount on Record |
| Prior Sale | Apr 30, 2020 · Amount on Record |
| Deed Document Number | 2020275600 |
| Deed Book / Page | 7283 / 2328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 07, 2026 |
| Property Address | 703 MICHAEL AVE, WENTZVILLE, MO 63385-1013 |
| Document Number | 0000015889 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202615889 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 703 MICHAEL AVE, WENTZVILLE, MO 63385-1013 |
| Document Number | 0000015889, |
|---|---|
| Date | Apr 07, 2026 |
| Instrument | 202615889 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 27, 2046 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 30, 2020 |
| Property Address | 703 MICHAEL AVE, WENTZVILLE, MO 63385-1013 |
| Document Number | 0072832328 |
| Book / Page | 7283 / 2328 |
| Map Reference | MB 19 PG 113 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 20200430000275600 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 703 MICHAEL AVE, WENTZVILLE, MO 63385-1013 |
| Document Number | 20200430000275610 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 20200430000275610 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 29, 2018 |
| Property Address | 703 MICHAEL AVE, WENTZVILLE, MO 63385-1013 |
| Document Number | 0069960707 |
| Book / Page | 006996 / 000707 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 616270 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 703 MICHAEL AVE WENTZVILLE MO 633851013, WENTZVILLE, MO 63385-1013 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | Wentzville City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,995.00 (+4.34%) | $59,394 (+7.28%) | $312,600 (+7.28%) Land $50,000 Building $262,600 |
| 2024 | $3,829.00 | ||
| 2023 | $55,364 | ||
| 2022 | $291,391 Land $40,000 Building $251,391 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 323 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WENTZVILLE PWS serves 41,784 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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