703 Manatee Ave, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 703 Manatee Ave, Holmes Beach, FL 34217

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,179 sqft · built 1977
Lot Size	2.98 acres (130,043 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Apr 2023)
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74005-1015-7`

Property Details

APN / Parcel Number

Primary APN	`74005-1015-7`
Alternative APN	`3416287400510157`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,179 sqft Living Area
Gross Area	1,567 sqft
1st Floor Area	1,179 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1996
Architectural Style	Low Rise
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	130,043 sqft
View / Lot	Pool
Porch	Screened Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	703 MANATEE AVE
City	HOLMES BEACH
State	FL
Zip	34217-1989
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	HB_R-3
Legal Description	UNIT 11 BLDG 1 WESTBAY COVE SOUTH CONDO PI#74005.1015/7
Legal Range	16E
Legal Township	34S
Legal Section	28
Legal Subdivision	WESTBAY COVE SOUTH
Legal Tract	07400502
Legal Block	1
Legal Lot Number	11
Legal Unit	11
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1002
Census Tract	1701

Owner

703 Manatee Ave, a condominium, is owned and occupied by two individuals who bought it in April 2023.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	521 4TH ST, GALENA, IL 61036-2415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2023 · Amount on File
Deed Sale	Apr 18, 2023 · Amount on File
Prior Sale	Aug 2, 2018 · Amount on File
Deed Document Number	202339792
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 18, 2023
Property Address	703 MANATEE AVE, HOLMES BEACH, FL 34217-1989
Document Number	0041039792
Map Reference	MB 7 PG 16&17
Instrument Date	Apr 14, 2023
Instrument	202341039792
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 BAYBERRY CIR, CAROLINA SHORES, NC 28467-2524

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	521 4TH ST, GALENA, IL 61036-2415

Mortgage

Document Number	0041039793
Date	Apr 18, 2023
Instrument	202341039793

Lender

Name	FOUR POINTS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	11.5%
Index	1-Year T-Bill
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 703 Manatee Ave was $2,453 with a senior citizen's exemption, down 68.7% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Holmes Beach City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,990 (+1%)	$344,276 (+163.01%) Building $344,276
2025	$2,453.00 (-68.72%)	$130,900 Building $130,900	$130,900 Building $130,900
2024	$7,841.00 (+344.25%)
2023	$1,765.00 (+3.16%) Homeowner's exemption	$123,888 (+3%)	$514,250 (+34.18%) Building $514,250
2022	$1,711.00 Homeowner's exemption	$120,280	$383,250 Building $383,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 703 Manatee Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 219 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	530 units insured incl. 311 condo units
Nearby Flood Claims	387 (1982–2024)
Claims Outside the SFHA	3 of 387
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Oct 2024 · 231 claims Tropical Storm Josephine, Oct 1996 · 11 claims Hurricane Elena, Sep 1985 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 Manatee Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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