703 Knapp Ave, Morehead, KY 40351 Property Records

Rowan County property record for 703 Knapp Ave, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	2,004 sqft · built 1994
Lot Size	0.001 acres (55,539 sqft)
Owner	Individual Name on Record
Last Sale	$242,500 (Aug 2026)
Tax Bill	$1,422 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062-00 00 069.02`

Property Details

APN / Parcel Number

Primary APN	`062-00 00 069.02`
Alternative APNs	`4953` `613` `644` `690`

Interior

Stories	1 Story
Building Area	2,004 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,539 sqft (0.001 acres)
Garage Type	Detached
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	690
Street Address	703 KNAPP AVE
City	MOREHEAD
State	KY
Zip	40351-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.275 A +- & HOUSE
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3007
Census Tract	950202

Owner

Source: Rowan County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	703 KNAPP AVE, MOREHEAD, KY 40351-1129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed, Transfer · FHA Mortgage DFT2 FINANCIAL LLC
Aug 19, 2021	Deed, Transfer · Conventional Mortgage FIRST CITIZENS NATIONAL BANK
Jan 11, 2017	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	Aug 19, 2021 · Amount on Record
Deed Document Number	20262049893
Deed Book / Page	301 / 51
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Aug 28, 2026
Property Address	703 KNAPP AVE, MOREHEAD, KY 40351-1129
Document Number	0002049893
Book / Page	301 / 51
Instrument Date	Aug 28, 2026
Instrument	20262049893
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$24,492.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 KNAPP AVE, MOREHEAD, KY 40351-1129

Mortgage

Document Number	0002049897,
Date	Aug 28, 2026
Instrument	20262049897

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0002049918,
Date	Aug 28, 2026
Book Page	497/593
Instrument	20262049918

Lender

Name	KENTUCKY HOUSING CORPORATION

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Aug 19, 2021
Property Address	703 KNAPP AVE, MOREHEAD, KY 40351-1129
Document Number	D280/804
Book / Page	D280 / 804
Instrument Date	Aug 16, 2021
Instrument	2011347
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 DOUBLE EAGLE CT, 80, MOREHEAD, KY 40351-7582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1737 TWELVE OAKS LN, MURFREESBORO, TN 37127-7613

Mortgage

Document Number	2011348
Date	Aug 19, 2021
Instrument	2011348

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jan 11, 2017
Property Address	703 KNAPP AVE, MOREHEAD, KY 40351-1129
Document Number	00D262/388
Book / Page	D262 / 388
Instrument Date	Jan 6, 2017
Instrument	403337
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 BERRYMAN RD, 195, FRENCHBURG, KY 40322-8496

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	80 DOUBLE EAGLE CT, MOREHEAD, KY 40351-7582

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,422.00 (-1.8%)	$170,000 (-) Land $22,500 Building $147,500	$170,000 (-) Land $22,500 Building $147,500
2023	$1,448.00	$170,000 Land $20,000 Building $150,000	$170,000 Land $20,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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