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703 Jane St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 703 Jane St, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,164 sqft · built 1960
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on Record
Last Sale$188,500 (Dec 2024)
Tax Bill$3,736 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8913-33-407-007

Property Details

APN / Parcel Number

Primary APN8913-33-407-007

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,164 sqft Living Area
1st Floor Area972 sqft
Basement Area972 sqft
Finished Basement425 sqft
Unfinished Basement972 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialMetal
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage TypeAttached
Garage Area324 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area192 sqft
Deck Area164 sqft
Patio Area164 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address703 JANE ST
CityWATERLOO
StateIA
Zip50701-4338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARTIN HEIGHTS LOT 16
Legal Range13W
Legal Township89N
Legal Section33
Legal SubdivisionMARTIN HEIGHTS
Legal Lot Number16
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1013
Census Tract1501

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address703 JANE ST, WATERLOO, IA 50701-4338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2024 · Amount on Record
Deed SaleDec 3, 2024 · Amount on Record
Prior SaleSep 29, 2023 · Amount on Record
Deed Document Number202424225
Prior Transfer DateMar 2, 2023
Prior Transfer Doc0000012031
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateSep 29, 2022
Property Address703 JANE ST, WATERLOO, IA 50701-4338
Document Number202300005421
Instrument DateSep 28, 2022
Instrument202300005421
Transaction TypeTransfer
Record UpdatedOct 17, 2022
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$239.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address703 JANE ST, WATERLOO, IA 50701-4338

Mortgage

Document Number202300005422
DateSep 29, 2022
Instrument202300005422
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateOct 1, 2032
Change FrequencyAnnually
Min Rate At Change3.87%
Max Rate At Change7.87%
Index1-Year CMT
Max Rate11.8%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,736.00 (+12.46%)$183,090 (+19.54%) Land $26,720 Building $156,370$183,090 (+19.54%) Land $26,720 Building $156,370
2024$3,322.00 (+9.35%)
2023$153,160 (+10.69%) Land $26,720 Building $126,440$153,160 (+10.69%) Land $26,720 Building $126,440
2022$3,038.00$138,370 Land $26,720 Building $111,650
2021$138,370 Land $26,720 Building $111,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims15 (1979–2020)
Most Recent ClaimJul 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber		10,000 / 10,000
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130

May also be available: Nextlink.

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