703 James St, Amory, MS 38821 Property Records

Monroe County property record for 703 James St, Amory, MS 38821

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,318 sqft · built 1956
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on File
Tax Bill$1,717 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN359H-25-001-008.00

Property Details

APN / Parcel Number

Primary APN359H-25-001-008.00
Alternative APN
  • 20646

Interior

Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,318 sqft Living Area
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area26,136 sqft (0.6 acres)
Garage TypeCarport
CarportCarport
Carport Area240 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number20646
Street Address703 JAMES ST
CityAMORY
StateMS
Zip38821-2508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLOCK 4 E1/2 OF LOT 3 ALL OF LOTS 4 & 5 & STRIP OF LAND 12 1/2 X 181 OFF THE W SIDE OF LOT 6 181 X 137.5 .6AC C STUCKER-JAMES
Legal SubdivisionC STUCKER-JAMES SUBDIVISION
Legal Block4
Legal Lot Number3-6
JurisdictionMONROE MS
Township / Civil Division2
Census Block Group3
Census Block3023
Census Tract950300

Owner

703 James St is owned and occupied by an individual who acquired it in March 2022.

Source: Monroe County records, as of January 1, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address703 JAMES ST, AMORY, MS 38821-2508
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2022Deed of Trust, Mortgage · FHA Mortgage
LOANPOT LLC
Jan 30, 2020Deed of Trust, Mortgage · Line of Credit
RENASANT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2022
Deed SaleMar 29, 2022
Deed Document Number2022001793
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MS
Property Address703 JAMES ST, AMORY, MS 38821-2508
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address703 JAMES ST, AMORY, MS 38821-2508

Mortgage

Document Number2022001794
DateMar 29, 2022
Instrument2022001794
Lender
NameLOANPOT LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MS
Property Address703 JAMES ST, AMORY, MS 38821-2508
Transaction TypeMortgage
Record UpdatedMar 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address703 JAMES ST, AMORY, MS 38821-2508

Mortgage

Document Number2020000577
DateJan 30, 2020
Instrument2020000577
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term121 Months
DueFeb 25, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 703 James St was $1,717 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
MunicipalityAmory City
CountyMonroe County
Unified School DistrictAmory School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,717.00 Homeowner's exemption$10,394$103,940 Land $18,000 Building $85,940
2023$2,304.00 (+2.45%)$14,211 (-)$94,740 (-) Land $18,000 Building $76,740
2022$2,249.00$14,211$94,740 Land $18,000 Building $76,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 James St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 47 policies
Nearby Flood Policies47 in force
Nearby Flood Claims15 (1983–2024)
Claims Outside the SFHA2 of 15
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims
  • Severe Storms, Tornadoes & Flooding, May 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AMORY
serves 9,350 people · EPA ID MS0480002
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable
10,000 / 10,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: M-Pulse Fiber.

Nearby Properties on James St

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