703 Jackson St, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 703 Jackson St, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,240 sqft · built 1961
Lot Size	0.401 acres (17,500 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (May 2020)
Tax Bill	$2,168 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1330733`

Property Details

APN / Parcel Number

Primary APN	`1330733`
Alternative APN	`9092`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,240 sqft Finished Area
Basement Area	964 sqft
Finished Basement	964 sqft
Unfinished Basement	955 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	17,500 sqft (0.401 acres)
Lot Dimensions	175 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	182 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1330733
Street Address	703 JACKSON ST
City	KINGS MOUNTAIN
State	NC
Zip	28086-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	PT #33 SEC 1 BLK 2 PB5-25
Legal Subdivision	JACKSON ST LIFE ESTATE
Legal Block	4
Legal Lot Number	5
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1028
Census Tract	950500

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	703 JACKSON ST, KINGS MOUNTAIN, NC 28086-2235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit MUTUAL/OMAHA MORTGAGE LLC
May 7, 2020	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2020 · Amount on Record
Deed Sale	May 7, 2020 · Amount on Record
Deed Document Number	202038974
Deed Book / Page	1812 / 1798
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	Apr 9, 2026
Property Address	703 JACKSON ST, KINGS MOUNTAIN, NC 28086-2235
Document Number	0019710976
Book / Page	1971 / 976
Instrument Date	Mar 27, 2026
Instrument	2026200126781
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200126781,
Date	Apr 9, 2026
Book Page	1971/976
Instrument	2026200126781

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2046

Interest

Rate	5.98%
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 7, 2020
Property Address	703 JACKSON ST, KINGS MOUNTAIN, NC 28086-2235
Document Number	0018121798
Book / Page	1812 / 1798
Map Reference	MB 5 PG 25
Instrument Date	May 6, 2020
Instrument	200038974
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1114, KINGS MOUNTAIN, NC 28086-1114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 JACKSON STREE, KINGS MOUNTAIN, NC 28086-2235

Mortgage

Document Number	18121801
Date	May 7, 2020
Instrument	1812/1801

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Kings Mountain City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,168.00 (+1.88%)	$207,663 (-) Land $24,300 Building $183,363	$207,663 (-) Land $24,300 Building $183,363
2025	$2,128.00	$207,663 (+90.5%) Land $24,300 Building $183,363	$207,663 (+90.5%) Land $24,300 Building $183,363
2023		$109,008 Land $22,680 Building $86,328	$109,008 Land $22,680 Building $86,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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