703 Holly Ave, Black Mountain, NC 28711 Property Records

Buncombe County property record for 703 Holly Ave, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,509 sqft · built 1961
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jul 2023)
Tax Bill	$2,300 (2025)
Deeds & Mortgages	Jul 2023 Sale Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`660747-2020-202`

Property Details

APN / Parcel Number

Primary APN	`660747-2020-202`
Alternative APNs	`0619-18-6940-00000` `0619-18-6959-00000` `061905185874000` `005788700`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,509 sqft Living Area
Gross Area	3,378 sqft
1st Floor Area	1,509 sqft
Basement Area	1,269 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	660747-2020-202
Street Address	703 HOLLY AVE
City	BLACK MOUNTAIN
State	NC
Zip	28711-2948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR-8
Legal Description	SUBDIV: LAKEWOOD BLOCK: LOT: 1 SECTION: PLAT: 0235-0180
Legal Subdivision	LAKEWOOD
Legal Block	4
Legal Lot Number	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	4
Census Block	4011
Census Tract	3107

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22284 US HIGHWAY 17, HAMPSTEAD, NC 28443-3166
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Special Warranty Deed, Transfer
Sep 14, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 23, 2018	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Deed Book / Page	6333 / 491
Prior Transfer Date	Aug 15, 2018
Prior Transfer Doc	0056960212
Record Updated	Jun 8, 2026

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 7, 2023
Property Address	703 HOLLY AVE, BLACK MOUNTAIN, NC 28711-2948
Document Number	0063330491
Book / Page	6333 / 491
Map Reference	MB 235 PG 180
Instrument Date	Jul 7, 2023
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount Recorded
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 HOLLY AVE, BLACK MOUNTAIN, NC 28711-2948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ALPINE WAY, SWANNANOA, NC 28778-2341

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	703 HOLLY AVE, BLACK MOUNTAIN, NC 28711-2948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055891610
Date	Sep 14, 2017
Book Page	5589/1610

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ASHEVILLE, NC 28803

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 23, 2018
Property Address	703 HOLLY AVE, BLACK MOUNTAIN, NC 28711-2948
Document Number	0056960212
Book / Page	005696 / 000212
Instrument Date	Aug 15, 2018
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 HOLLY AVE BLACK MOUNTAIN NC 287112948, BLACK MOUNTAIN, NC 28711-2948

Mortgage

Document Number	56960216
Date	Aug 23, 2018
Book Page	005696/000216

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	804 Months
Due	Aug 22, 2085

Interest

Rate Type	Adjustable Rate
Rate	5.23%

Mortgage

Document Number	56960230,
Date	Aug 23, 2018
Book Page	005696/000230

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	804 Months
Due	Aug 22, 2085

Interest

Rate Type	Adjustable Rate
Rate	5.23%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,300.00 (+1.1%)	$265,200 (-4.54%) Land $91,900 Building $173,300	$265,200 (-4.54%) Land $91,900 Building $173,300
2023	$2,275.00 (+3.17%)	$277,800 (-)	$277,800 (-) Land $104,500 Building $173,300
2022	$2,205.00	$277,800	$277,800 (+4.75%) Land $104,500 Building $173,300
2021			$265,200 Land $91,900 Building $173,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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