703 Fireside Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 703 Fireside Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,534 sqft · built 1988
Lot Size	0.208 acres (9,048 sqft)
Owner	2 Individual Names on File
Last Sale	$255,500 (Feb 2018)
Tax Bill	$3,816 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8914-11-301-018`

Property Details

APN / Parcel Number

Primary APN	`8914-11-301-018`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,534 sqft Living Area
1st Floor Area	754 sqft
Basement Area	754 sqft
Finished Basement	325 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,048 sqft (0.208 acres)
Lot Dimensions	116 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	228 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	703 FIRESIDE DR
City	CEDAR FALLS
State	IA
Zip	50613-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTHSIDE ADDITION LOT 26
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	HEARTHSIDE ADDITION
Legal Lot Number	26
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2012
Census Tract	2605

Owner

703 Fireside Dr is owned and occupied by two individuals who bought it in February 2018.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	703 FIRESIDE DR, CEDAR FALLS, IA 50613-2033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2018	Deed of Trust, Mortgage VERIDIAN CREDIT UNION
Feb 28, 2018	Warranty Deed, Transfer · ARM VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2018 · Amount on File
Deed Sale	Feb 28, 2018 · Amount on File
Prior Sale	Sep 14, 2009 · Amount on File
Deed Document Number	201814082
Prior Transfer Date	Aug 29, 2009
Prior Transfer Doc	2010005472
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	703 FIRESIDE DR, CEDAR FALLS, IA 50613-2033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800014800
Date	Mar 12, 2018
Instrument	201800014800

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	118 Months
Due	Jan 1, 2028

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 28, 2018
Property Address	703 FIRESIDE DR, CEDAR FALLS, IA 50613-2033
Document Number	201800014082
Instrument Date	Feb 27, 2018
Instrument	201800014082
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 FIRESIDE DR, CEDAR FALLS, IA 50613-2033

Mortgage

Document Number	201800014083
Date	Feb 28, 2018
Instrument	201800014083

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	Mar 1, 2028
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 703 Fireside Dr was $3,816 with a homeowner's exemption, up 2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,816.00 (+2.03%) Homeowner's exemption	$265,050 Land $49,490 Building $215,560	$265,050 Land $49,490 Building $215,560
2024	$3,740.00
2023		$238,430 (+11.16%) Land $49,490 Building $188,940	$238,430 Land $49,490 Building $188,940
2022	$3,796.00 Homeowner's exemption	$214,500 Land $49,490 Building $165,010
2021			$214,500 Land $49,490 Building $165,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 Fireside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 Fireside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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