703 Fairview Dr, Coldwater, OH 45828 Property Records

Mercer County property record for 703 Fairview Dr, Coldwater, OH 45828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1974
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jan 2026)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Sep 2008 Line of Credit Jul 2013 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-145200.0000`

Property Details

APN / Parcel Number

Primary APN	`05-145200.0000`
Alternative APN	`08-27-331-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	703 FAIRVIEW DR
City	COLDWATER
State	OH
Zip	45828-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESTFUL ACRES 7TH ADD LOT#: 1045
Legal Subdivision	RESTFUL ACRES 7TH ADD
Legal Lot Number	1045
Jurisdiction	MERCER OH
Township / Civil Division	BUTLER
Census Block Group	2
Census Block	2006
Census Tract	967700

Owner

703 Fairview Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Mercer County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	703 FAIRVIEW DR, COLDWATER, OH 45828-1412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2008	Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO
Jul 5, 2013	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK CO
Jan 21, 2026	Survivorship Deed, Transfer SUPERIOR CU INC
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on File
Deed Sale	Jan 21, 2026 · Amount on File
Prior Sale	Aug 5, 2021 · Amount on File
Deed Document Number	2026295
Prior Transfer Date	Oct 9, 2013
Prior Transfer Doc	0000005975
Record Updated	Sep 20, 2026

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	703 FAIRVIEW DR, COLDWATER, OH 45828-1412
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200800005406
Date	Sep 22, 2008
Instrument	200800005406

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	COLDWATER, OH 45828

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 16, 2013

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	703 FAIRVIEW DR, COLDWATER, OH 45828-1412
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300004105
Date	Jul 5, 2013
Instrument	201300004105

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	COLDWATER, OH 45828

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2028

January 2026: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERCER OH
Recording Date	Jan 21, 2026
Property Address	703 FAIRVIEW DR, COLDWATER, OH 45828-1412
Document Number	202600000295
Map Reference	MB 10 PG 43
Instrument Date	Jan 16, 2026
Instrument	202600000295
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	703 FAIRVIEW DR, COLDWATER, OH 45828-1412

Mortgage

Document Number	202600000296
Date	Jan 21, 2026
Instrument	202600000296

Lender

Name	SUPERIOR CU INC
Type	Credit Union

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER OH
Recording Date	Aug 5, 2021
Property Address	703 FAIRVIEW DR, COLDWATER, OH 45828-1412
Document Number	202100004886
Map Reference	MB 10 PG 43
Instrument Date	Aug 3, 2021
Instrument	202100004886
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 FAIRVIEW DR, COLDWATER, OH 45828-1412

Mortgage

Document Number	202100004887
Date	Aug 5, 2021
Instrument	202100004887

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 703 Fairview Dr was $2,263.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Butler Township
Municipality	Coldwater Village
Unified School District	Coldwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,263.00	$66,370 (-) Land $9,280 Building $57,090
2024	$2,263.00 (+1.85%)	$66,370 (-) Land $9,280 Building $57,090
2023	$2,222.00 (+14.07%)	$66,370 (+28.2%) Land $9,280 Building $57,090	$189,600 Land $26,500 Building $163,100
2022	$1,948.00	$51,770 Land $6,060 Building $45,710
2020			$147,900 Land $17,300 Building $130,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 703 Fairview Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 703 Fairview Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wabash Communications.

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