Rowan County property record for 703 Elm St, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,128 sqft · built 1950 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | Trust Name on File |
| Last Sale | $60,000 (Nov 2002) |
| Tax Bill | $1,284 (2026) |
| Deeds & Mortgages | Apr 2024 Transfer Nov 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013 411 |
| Primary APN | 013 411 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Basement Area | 1,049 sqft |
| Unfinished Basement | 1,049 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Lot Area | 7,710 sqft (0.177 acres) |
| Lot Dimensions | 14.8 ft deep x 5.2 ft wide |
| Porch | Porch |
| Porch Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 703 ELM ST |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-6127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 2 |
| Legal Subdivision | PROPERTY OF SANDRA K MONTGOMERY |
| Legal Tract | 2 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 50300 |
703 Elm St is owner-occupied and held in a trust since October 2023.
Source: Rowan County records, as of October 9, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 703 ELM ST, SALISBURY, NC 28144-6127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2024 | Intrafamily Transfer, Transfer |
| Nov 7, 2023 | Intrafamily Transfer, Transfer |
| Nov 4, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2002 · Amount on File |
| Deed Sale | Nov 6, 2002 · Amount on File |
| Deed Book / Page | 958 / 303 |
| Last Transfer Date | Oct 12, 2023 |
| Transfer Doc | 0014400511 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 15, 2024 |
| Property Address | 703 ELM ST, SALISBURY, NC 28144-6127 |
| Document Number | 0014400511 |
| Book / Page | 1440 / 511 |
| Map Reference | MB 703 PG 188 |
| Instrument Date | Oct 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 703 ELM ST, SALISBURY, NC 28144-6127 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 703 ELM ST, SALISBURY, NC 28144-6127 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Nov 7, 2023 |
| Property Address | 703 ELM ST, SALISBURY, NC 28144-6127 |
| Document Number | 0014320607 |
| Book / Page | 1432 / 607 |
| Instrument Date | Oct 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 703 ELM ST, SALISBURY, NC 28144-6127 |
| Name | Verified Name |
|---|---|
| Address | 703 ELM ST, SALISBURY, NC 28144-6127 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Nov 4, 2020 |
| Property Address | 703 ELM ST, SALISBURY, NC 28144-6127 |
| Document Number | 0013600302 |
| Book / Page | 001360 / 000302 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 703 ELM ST SALISBURY NC 281446127, SALISBURY, NC 28144-6127 |
The 2026 property tax bill for 703 Elm St was $1,284.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,284.00 | $107,404 (-) Land $17,857 Building $89,547 | $107,404 Land $17,857 Building $89,547 |
| 2025 | $1,284.00 | $107,404 Land $17,857 Building $89,547 | |
| 2023 | $1,284.00 | $107,404 Land $17,857 Building $89,547 | $107,404 Land $17,857 Building $89,547 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 703 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 8 (2009–2018) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 703 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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