703 Elm St, Cove, OR 97824 Property Records

Union County property record for 703 Elm St, Cove, OR 97824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,290 sqft · built 1995
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,130 (2025)
Deeds & Mortgages	Jul 2024 Transfer Aug 2022 Transfer
APN	`03S4016DA 1305`

Property Details

APN / Parcel Number

Primary APN	`03S4016DA 1305`
Alternative APNs	`03S40E16DA130501501` `16388`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	1,290 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	506 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	582 sqft

Location & Zoning

Account Number	16388
Street Address	703 ELM ST
City	COVE
State	OR
Zip	97824-8759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CV-R
Legal Subdivision	MINOR PARTITION 1993-14
Legal Lot Number	1305
Jurisdiction	UNION OR
Township / Civil Division	COVE
Census Block Group	2
Census Block	2105
Census Tract	970300

Owner

703 Elm St is owned and occupied by two individuals who acquired it in June 2024.

Source: Union County records, as of November 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	703 ELM ST, COVE, OR 97824-8759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2024	Intrafamily Transfer, Transfer
Aug 25, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2014
Deed Sale	Dec 19, 2014
Deed Document Number	20143517
Last Transfer Date	Jun 28, 2024
Transfer Doc	0020241414
Record Updated	Sep 20, 2026

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION OR
Recording Date	Jul 3, 2024
Property Address	703 ELM ST, COVE, OR 97824-8759
Document Number	0020241414
Map Reference	CAB A SL 341
Instrument Date	Jun 28, 2024
Instrument	20241414
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 ELM ST, COVE, OR 97824-8759

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	703 ELM ST, COVE, OR 97824-8759

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION OR
Recording Date	Aug 25, 2022
Property Address	703 ELM ST, COVE, OR 97824-8759
Document Number	0020222725
Map Reference	DOC 150253
Instrument Date	Aug 24, 2022
Instrument	20222725
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 ELM ST, COVE, OR 97824-8759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 ELM ST, COVE, OR 97824-8759

Tax Assessment & Valuation

The 2025 property tax bill for 703 Elm St was $2,130.

Source: Union County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Union County
Municipality	Cove City
Unified School District	Cove School District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,130.00	$212,430 Land $51,330 Building $161,100	$372,700 Land $79,370 Building $293,330
2023	$2,008.00 (+2.97%)	$206,250 (+6.08%) Land $49,840 Building $156,410	$331,880 (+9.26%) Land $74,570 Building $257,310
2022	$1,950.00	$194,434 Land $46,978 Building $147,456	$303,740 Land $71,930 Building $231,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 703 Elm St; there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 Elm St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 80% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVE serves 550 people · EPA ID OR4101243
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Elm St

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