Spokane County property record for 703 E Providence Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,092 sqft · built 1909 |
| Lot Size | 0.125 acres (5,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,000 (May 2019) |
| Tax Bill | $2,541 (2026) |
| Deeds & Mortgages | May 2022 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35054.0518 |
| Primary APN | 35054.0518 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 1,327 sqft |
| 1st Floor Area | 792 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 200 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,450 sqft (0.125 acres) |
| Lot Dimensions | 109 ft deep x 50 ft wide |
| Garage Area | 180 sqft |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 35 sqft |
| Patio Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Canopy | 72 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 703 E PROVIDENCE AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-2973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | LIDGERWOOD PK &7FT VAC STP N OF&ADJ L19 B84 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 05 |
| Legal Subdivision | LIDGERWOOD PK |
| Legal Block | 84 |
| Legal Lot Number | 19 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1400 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 703 E PROVIDENCE AVE, SPOKANE, WA 99207-2973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage CELEBRITY HOME LOANS LLC |
| May 10, 2019 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on Record |
| Deed Sale | May 10, 2019 · Amount on Record |
| Prior Sale | May 14, 2010 · Amount on Record |
| Deed Document Number | 20196804390 |
| Prior Transfer Date | Mar 24, 1998 |
| Prior Transfer Doc | 0004202217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 703 E PROVIDENCE AVE, SPOKANE, WA 99207-2973 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | WFG INSURED |
| Name | Verified Name |
|---|
| Document Number | 0007208884 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 7208884 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Address | VILLA PARK, IL 60181 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | May 10, 2019 |
| Property Address | 703 E PROVIDENCE AVE, SPOKANE, WA 99207-2973 |
| Document Number | 0006804390 |
| Map Reference | VOL A PG 124 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 6804390 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,087.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 703 E PROVIDENCE AVE, SPOKANE, WA 99207-2973 |
| Document Number | 0006804391 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 6804391 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,541.00 (+4.65%) | $234,300 (-1.6%) Land $90,000 Building $144,300 | $234,300 (-1.6%) Land $90,000 Building $144,300 |
| 2025 | $2,428.00 (+4.07%) | ||
| 2024 | $238,100 (+34.98%) Land $65,000 Building $173,100 | $238,100 (+34.98%) Land $65,000 Building $173,100 | |
| 2023 | $2,333.00 (+12.81%) | $176,400 Land $42,000 Building $134,400 | $176,400 Land $42,000 Building $134,400 |
| 2022 | $2,068.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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