703 E Pearl St, Harrisonville, MO 64701 Property Records

Cass County property record for 703 E Pearl St, Harrisonville, MO 64701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,714 sqft · built 1900
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,140 (2025)
Deeds & Mortgages	Jan 2006 Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-21-41-103-000-099.000`

Property Details

APN / Parcel Number

Primary APN	`13-21-41-103-000-099.000`
Alternative APNs	`0895800` `895800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,714 sqft Living Area
Gross Area	3,677 sqft
1st Floor Area	795 sqft
Basement Area	795 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bi-Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	193 ft deep x 70 ft wide
Porch	Screened Porch
Porch Area	306 sqft
Deck Area	155 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	895800
Street Address	703 E PEARL ST
City	HARRISONVILLE
State	MO
Zip	64701-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORG TWN PT B 194 BG 232E SW CR B 187; N198XE75
Legal Range	31
Legal Township	44
Legal Section	04
Legal Subdivision	ORIG TOWN HVILLE
Legal Block	194
Jurisdiction	CASS MO
Township / Civil Division	GRAND RIVER
Census Block Group	3
Census Block	3069
Census Tract	60904

Owner

703 E Pearl St is owned and occupied by two individuals who acquired it in December 2022.

Source: Cass County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	703 E PEARL ST, HARRISONVILLE, MO 64701-1807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2006	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST UNITED CREDIT UNION
Nov 7, 2025	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Aug 9, 2024	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Aug 10, 2009	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Dec 9, 2022	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022
Deed Sale	Dec 9, 2022
Prior Sale	Sep 12, 2022
Deed Document Number	2022727366
Deed Book / Page	4919 / 101
Prior Transfer Date	Sep 9, 2022
Prior Transfer Doc	0000722911
Record Updated	Sep 20, 2026

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	703 E PEARL ST, HARRISONVILLE, MO 64701-1807
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002761/564
Date	Jan 31, 2006
Book Page	2761/564
Instrument	350100

Lender

Name	MIDWEST UNITED CREDIT UNION
Type	Non-Lending Institution
Address	KANSAS CITY, MO 64134

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	703 E PEARL ST, HARRISONVILLE, MO 64701-1807
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703E E PEARL ST, HARRISONVILLE, MO 64701-1807

Mortgage

Document Number	005235/104
Date	Nov 7, 2025
Book Page	5235/104
Instrument	775295

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Jan 1, 2053

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	703 E PEARL ST, HARRISONVILLE, MO 64701-1807
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 E PEARL ST, HARRISONVILLE, MO 64701-1807

Mortgage

Document Number	0CASS/3504
Date	Aug 9, 2024
Book Page	CASS/3504
Instrument	753504

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	703 E PEARL ST, HARRISONVILLE, MO 64701-1807
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003264/655
Date	Aug 10, 2009
Book Page	3264/655
Instrument	438693

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 9, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Dec 9, 2022
Property Address	703 E PEARL ST, HARRISONVILLE, MO 64701-1807
Document Number	004919/101
Book / Page	4919 / 101
Instrument Date	Dec 8, 2022
Instrument	727366
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	703 E PEARL ST, HARRISONVILLE, MO 64701-1807

Mortgage

Document Number	0000492039
Date	Dec 9, 2022
Instrument	4920/39

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 703 E Pearl St was $7,140, up 222.5% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Harrisonville City
Unified School District	Harrisonville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,140.00 (+222.49%)	$37,580 Land $2,770 Building $34,810	$197,780 Land $14,550 Building $183,230
2024	$2,214.00 (+0.59%)
2023	$2,201.00 (+7,236.67%)	$32,800 (+101.23%) Land $2,510 Building $30,290	$172,670 Land $13,230 Building $159,440
2022	$30.00	$16,300 Land $2,510 Building $13,790
2021			$85,800 Land $13,230 Building $72,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 E Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 E Pearl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISONVILLE PWS serves 10,250 people · EPA ID MO1010349
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Xfinity Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web, Verizon.

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