703 E Overbrook Ave, Ponca City, OK 74601 Property Records

Kay County property record for 703 E Overbrook Ave, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,886 sqft · built 1950
Lot Size	0.358 acres (15,594 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Aug 2023)
Tax Bill	$1,689 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0030-00-010-004-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0030-00-010-004-0-000-00`
Alternative APN	`343`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,886 sqft Living Area
1st Floor Area	1,886 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,594 sqft (0.358 acres)
Lot Dimensions	208 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	343
Street Address	703 E OVERBROOK AVE
City	PONCA CITY
State	OK
Zip	74601-3415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-ACRE HOMES BLK 10 E75' LOT 4
Legal Range	02E
Legal Township	26N
Legal Section	22
Legal Subdivision	ACRE HOMES
Legal Block	10
Legal Lot Number	4
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1020
Census Tract	201

Owner

Source: Kay County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	703 E OVERBROOK AVE, PONCA CITY, OK 74601-3415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LLC
Aug 29, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Oct 1, 2019	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	20235778
Deed Book / Page	1943 / 633
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Recording Date	Apr 9, 2026
Property Address	703 E OVERBROOK AVE, PONCA CITY, OK 74601-3415
Document Number	0000002469
Book / Page	2031 / 688
Instrument Date	Mar 26, 2026
Instrument	20262469
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	703 E OVERBROOK AVE, PONCA CITY, OK 74601-3415

Mortgage

Document Number	0000002469,
Date	Apr 9, 2026
Book Page	2031/688
Instrument	20262469

Lender

Name	GOODLEAP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Aug 29, 2023
Property Address	703 E OVERBROOK AVE, PONCA CITY, OK 74601-3415
Document Number	I2023005778
Book / Page	1943 / 633
Instrument Date	Aug 26, 2023
Instrument	I-2023-005778
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	703 E OVERBROOK AVE, PONCA CITY, OK 74601-3415

Mortgage

Document Number	I2023005779
Date	Aug 29, 2023
Instrument	I-2023-005779

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Oct 1, 2019
Property Address	703 E OVERBROOK AVE, PONCA CITY, OK 74601-3415
Document Number	0000007273
Book / Page	001817 / 000760
Instrument Date	Sep 27, 2019
Instrument	7273
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 E OVERBROOK AVE PONCA CITY OK 746013415, PONCA CITY, OK 74601-3415

Mortgage

Document Number	7274
Date	Oct 1, 2019
Book Page	001817/000762
Instrument	7274

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2034

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,689.00 (-10.35%) Homeowner's exemption	$18,660 (-10.72%) Land $772 Building $17,888	$169,639 (-10.72%) Land $7,020 Building $162,619
2024	$1,884.00 (+12.75%) Homeowner's exemption	$20,901 (+20.63%) Land $1,880 Building $19,021	$190,000 (+7.34%) Land $17,090 Building $172,910
2023	$1,671.00 (+6.43%)	$17,326 (+5%) Land $1,931 Building $15,395	$177,002 (+18%) Land $17,550 Building $159,452
2022	$1,570.00	$16,501 Land $1,931 Building $14,570	$150,000 Land $17,550 Building $132,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	33 (1979–2025)
Claims Outside the SFHA	6 of 33
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chisholm Broadband, Nextlink.

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