703 E Hart Ave, Opp, AL 36467 Property Records

Covington County property record for 703 E Hart Ave, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,530 sqft · built 1955
Lot Size	0.78 acres (34,000 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Aug 2019)
Tax Bill	$837 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-11-08-27-3-002-027.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-08-27-3-002-027.000`
Alternative APNs	`11082730020270000` `1108273002027000` `23385010`

Interior

Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,530 sqft Living Area
1st Floor Area	2,328 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,000 sqft (0.78 acres)
Lot Dimensions	170 ft deep x 200 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23385010
Street Address	703 E HART AVE
City	OPP
State	AL
Zip	36467-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2019/13290 7/30/19 LOTS 5, & 6 BLK 2 COLQUETTS ADD SW4 SEC 27 T4N R18E BK 2, PG 51.
Legal Range	18E
Legal Township	04N
Legal Section	27
Legal Subdivision	COLQUETTS ADD
Legal Block	2
Legal Lot Number	5-6
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	4
Census Block	4017
Census Tract	962400

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	703 E HART AVE, OPP, AL 36467-2305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit ALL IN FCU
Aug 1, 2019	Warranty Deed, Transfer · Conventional Mortgage ALL IN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	Oct 13, 2005
Deed Book / Page	2019 / 13290
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	703 E HART AVE, OPP, AL 36467-2305
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/16777
Date	Jul 27, 2022
Book Page	2022/16777

Lender

Name	ALL IN FCU
Type	Credit Union
Address	DALEVILLE, AL 36322

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Jul 17, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Aug 1, 2019
Property Address	703 E HART AVE, OPP, AL 36467-2305
Document Number	2019/13290
Book / Page	2019 / 13290
Map Reference	MB 2 PG 51
Instrument Date	Jul 30, 2019
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 GENEVA ST, OPP, AL 36467-2201

Mortgage

Document Number	0201913299
Date	Aug 1, 2019
Instrument	2019/13299

Lender

Name	ALL IN CREDIT UNION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$837.00 (+7.45%) Homeowner's exemption	$48,008 (+126.45%) Land $1,800 Building $46,208	$240,040 (+13.27%) Land $9,000 Building $231,040
2024	$779.00 (+17.14%) Homeowner's exemption	$21,200 (+16.16%) Land $900 Building $20,300	$211,920 (+16.12%) Land $9,000 Building $202,920
2023	$665.00 (+18.33%) Homeowner's exemption	$18,250 (+16.88%) Land $790 Building $17,460	$182,500 (+16.88%) Land $7,900 Building $174,600
2022	$562.00 Homeowner's exemption	$15,614 Land $740 Building $14,874	$156,140 Land $7,400 Building $148,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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