703 E Decker St, Viroqua, WI 54665 Property Records

Vernon County property record for 703 E Decker St, Viroqua, WI 54665 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2025)
Tax Bill	$5,388 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`286-01043-0000`

Property Details

APN / Parcel Number

Primary APN	`286-01043-0000`
Alternative APN	`62286CVR1043`

Location & Zoning

Street Address	703 E DECKER ST
City	VIROQUA
State	WI
Zip	54665-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TROWBRIDGE ADD LOTS 3 & 4, BLOCK 1
Legal Subdivision	TROWBRIDGES SUBDIV
Legal Block	1
Legal Lot Number	3-4
Jurisdiction	VERNON WI
Township / Civil Division	VIROQUA
Census Block Group	3
Census Block	3000
Census Tract	960400

Owner

Source: Vernon County records · APN 286-01043-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 07, 2025	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Aug 13, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CITIZENS FIRST BANK INC
Apr 11, 2019	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS FIRST BANK INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 2025 · Amount on Record
Deed Sale	Oct 07, 2025 · Amount on Record
Prior Sale	Aug 13, 2019 · Amount on Record
Deed Document Number	542619
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERNON WI
Recording Date	Oct 07, 2025
Property Address	703 E DECKER ST, VIROQUA, WI 54665-1803
Document Number	0000542619
Instrument Date	Oct 06, 2025
Instrument	542619
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000542629
Date	Oct 07, 2025
Instrument	542629

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 01, 2030
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	SOFR Average 30-Day
Max Rate	10.6%

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	VERNON WI
Recording Date	Aug 13, 2019
Property Address	703 E DECKER ST, VIROQUA, WI 54665-1803
Document Number	0000509299
Instrument Date	Aug 12, 2019
Instrument	509299
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$736.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 E DECKER ST, VIROQUA, WI 54665-1803

Mortgage

Document Number	0000509300
Date	Aug 13, 2019
Instrument	509300

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

April 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	VERNON WI
Recording Date	Apr 11, 2019
Property Address	703 E DECKER ST, VIROQUA, WI 54665-1803
Document Number	0000507375
Instrument Date	Apr 04, 2019
Instrument	507375
Transaction Type	Construction Loan
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000507376
Date	Apr 11, 2019
Instrument	507376

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Vernon County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vernon County
Municipality	Viroqua City
Unified School District	Viroqua Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,388.00 (+10.77%)	$339,900 (+73.15%) Land $39,200 Building $300,700	$338,200 (+21.13%)
2024	$4,864.00 (+12.93%)	$196,300 (-) Land $25,500 Building $170,800	$279,200 (+14.57%)
2023	$4,307.00	$196,300 Land $25,500 Building $170,800	$243,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Vernon County (55123C), updated November 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 57% of Wisconsin
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 269 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Vernon Telephone Cooperative	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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