703 E Chicago Rd, Sturgis, MI 49091 Property Records

St. Joseph County property record for 703 E Chicago Rd, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,694 sqft
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Nov 2022)
Tax Bill	$2,805 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-777-072-00`

Property Details

APN / Parcel Number

Primary APN	`052-777-072-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,694 sqft Building Perimeter
1st Floor Area	1,200 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	130 ft deep x 66 ft wide
Garage Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	703 E CHICAGO RD
City	STURGIS
State	MI
Zip	49091-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT INTER OF W LN OF MICHIGAN AVE AND S LN OF CHICAGO RD, THE NELY ALG CHICAGO RD 60 FT TO POB, TH S 130.50 FT, TH NELY PR
Legal Range	10W
Legal Township	08S
Legal Section	01
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1002
Census Tract	40500

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	703 E CHICAGO RD, STURGIS, MI 49091-1804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	Dec 16, 2005 · Amount on Record
Deed Document Number	202210013
Prior Transfer Date	Apr 7, 2015
Prior Transfer Doc	01781/0191
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 28, 2022
Property Address	703 E CHICAGO RD, STURGIS, MI 49091-1804
Document Number	2022010013
Instrument Date	Oct 24, 2022
Instrument	2022010013
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	PATRICK ABTRACT & TTL OFFICE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 E CHICAGO RD, STURGIS, MI 49091-1804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 E CHICAGO RD, STURGIS, MI 49091-1804

Mortgage

Date	Nov 28, 2022

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Change Frequency	3 Years

Mortgage

Document Number	2022010015
Date	Nov 28, 2022
Instrument	2022010015

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,500 (+5.41%)	$183,000 (+5.41%)
2025	$2,805.00 Homeowner's exemption	$86,800 Land $4,500 Building $82,300	$173,600 Land $9,000 Building $164,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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