703 Dowd St, Durham, NC 27701 Property Records

Durham County property record for 703 Dowd St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,293 sqft · built 2017
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$472,000 (Nov 2019)
Tax Bill	$6,578 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0831-39-2194`

Property Details

APN / Parcel Number

Primary APN	`0831-39-2194`
Alternative APNs	`0831-39-21-9401` `083106392194` `110780`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,293 sqft Heated Area
1st Floor Area	1,086 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	703 DOWD ST
City	DURHAM
State	NC
Zip	27701-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5(2)
Legal Description	GEERWOOD PARK/LT#051 PL:00005A-000049
Legal Subdivision	GEERWOOD PRK
Legal Lot Number	51
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2001
Census Tract	900

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	703 DOWD ST, DURHAM, NC 27701-2620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Aug 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Nov 14, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Nov 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 31, 2018	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Sep 25, 2017	Loan Modification, Mortgage · Line of Credit BRANCH BK&TR
Jun 9, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	201944037
Deed Book / Page	8812 / 105
Prior Transfer Date	Jul 8, 2005
Prior Transfer Doc	0048750852
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	703 DOWD ST, DURHAM, NC 27701-2620
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092710919
Date	Mar 23, 2021
Book Page	9271/919
Instrument	2021014206

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	703 DOWD ST, DURHAM, NC 27701-2620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084980832
Date	Aug 30, 2018
Book Page	8498/832
Instrument	2018030681

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	703 DOWD ST, DURHAM, NC 27701-2620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085450620
Date	Nov 14, 2018
Book Page	8545/620
Instrument	2018039579

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Oct 29, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	703 DOWD ST, DURHAM, NC 27701-2620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089010149
Date	Mar 31, 2020
Book Page	8901/149
Instrument	2020010595

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Nov 26, 2019
Property Address	703 DOWD ST, DURHAM, NC 27701-2620
Document Number	0088120105
Book / Page	008812 / 000105
Instrument Date	Nov 13, 2019
Instrument	44037
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$944.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	703 DOWD ST DURHAM NC 277012620, DURHAM, NC 27701-2620

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 31, 2018
Property Address	703 DOWD ST, DURHAM, NC 27701-2620
Document Number	0084780360
Book / Page	8478 / 360
Map Reference	MB3 PG16
Instrument Date	Jul 10, 2018
Instrument	2018026637
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3016 BARROW DR, 3016, RALEIGH, NC 27616-3015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 DUANE ST, DURHAM, NC 27703

Mortgage

Document Number	0084780363
Date	Jul 31, 2018
Book Page	8478/363
Instrument	2018026638

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DURHAM NC
Property Address	703 DOWD ST, DURHAM, NC 27701-2620
Document Number	0082760086
Book / Page	008276 / 000086
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 3, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0082760086
Date	Sep 26, 2017
Book Page	008276/000086
Instrument	33804

Lender

Name	BRANCH BK&TR
Type	Bank
Address	434 FAYETTEVILLE ST # 4TH, RALEIGH, NC 27601-1701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 9, 2017
Property Address	703 DOWD ST, DURHAM, NC 27701-2620
Document Number	0082020153
Book / Page	008202 / 000153
Instrument Date	Jun 9, 2017
Instrument	19665
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Tax	$206.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3016 BARROW DR RALEIGH NC 276163015, RALEIGH, NC 27616-3015

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,578.00 (+2.52%)	$647,288 (-) Land $142,500 Building $504,788	$647,288 (-) Land $142,500 Building $504,788
2025	$6,416.00 (+24.05%)	$647,288 (+63.93%) Land $142,500 Building $504,788	$647,288 (+63.93%) Land $142,500 Building $504,788
2023	$5,172.00 (+2.36%)	$394,845 Land $79,940 Building $314,905	$394,845 Land $79,940 Building $314,905
2022	$5,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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