703 Darby Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 703 Darby Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,700 sqft · built 1964
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$251,000 (Dec 2021)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`233010A000`

Property Details

APN / Parcel Number

Primary APN	`233010A000`
Alternative APN	`2-056B-4301-00-0081.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	950 sqft
Basement Area	950 sqft
Finished Basement	750 sqft
Unfinished Basement	200 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	108 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	233010A000
Street Address	703 DARBY DR
City	O FALLON
State	MO
Zip	63366-2715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	HILLTOP MANOR #1 LOT 81
Legal Subdivision	HILLTOP MANOR #1
Legal Lot Number	81
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1014
Census Tract	311602

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	703 DARBY DR, O FALLON, MO 63366-2715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 29, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	2021102781
Prior Transfer Date	Oct 2, 2009
Prior Transfer Doc	0052791923
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 22, 2021
Property Address	703 DARBY DR, O FALLON, MO 63366-2715
Document Number	0000102781
Map Reference	MB 7 PG 59
Instrument Date	Dec 10, 2021
Instrument	2021R-102781
Transaction Type	Transfer
Record Updated	Jan 6, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4207 S CHEYENNE LN, 4207, ROGERSVILLE, MO 65742-7285

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 DARBY DR, O FALLON, MO 63366-2715

Mortgage

Document Number	0000102782
Date	Dec 22, 2021
Instrument	2021R-102782

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 29, 2020
Property Address	703 DARBY DR, O FALLON, MO 63366-2715
Document Number	0073062445
Book / Page	7306 / 2445
Map Reference	MB 7 PG 59
Instrument Date	May 28, 2020
Instrument	20200529000353150
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 KNOLL CREEK CT, 3, O FALLON, MO 63368-9627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 DARBY DR, O FALLON, MO 63366-2715

Mortgage

Document Number	20200529000353160
Date	May 29, 2020
Instrument	20200529000353160

Lender

Name	GUARANTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,300 (-)	$222,632 (-) Building $222,632
2025	$2,731.00 (+2.67%)	$42,300 (+5.73%)	$222,632 (+5.73%) Building $222,632
2024	$2,660.00 (+32.73%)
2023		$40,007 (+43.35%)
2022	$2,004.00	$27,908	$210,564 (+43.35%) Building $210,564
2021			$146,883 Land $40,000 Building $106,883

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	23 (1981–2022)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile, Wisper ISP.

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