703 Co Rd 4165, Bonham, TX 75418 Property Records

Fannin County property record for 703 Co Rd 4165, Bonham, TX 75418

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,364 sqft · built 1997
Lot Size	30 acres (1,306,800 sqft)
Owner	Individual Name on File
Last Sale	$353,400 (Jun 2018)
Tax Bill	$5,014 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0965-001-0010-05`

Property Details

APN / Parcel Number

Primary APN	`0965-001-0010-05`
Alternative APN	`82650`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,364 sqft Living Area
1st Floor Area	2,364 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	1,306,800 sqft (30 acres)
Garage Type	Attached
Garage Area	500 sqft
Porch	Porch
Porch Area	422 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	0965-001-0010-05
Street Address	703 COUNTY ROAD 4165
City	BONHAM
State	TX
Zip	75418-8525
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0965 B H REED, ACRES 30.0
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	2
Census Block	2062
Census Tract	950600

Owner

703 Co Rd 4165, a rural home, is owned and occupied by an individual who acquired it in December 2023.

Source: Fannin County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	703 COUNTY ROAD 4165, BONHAM, TX 75418-8525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · Loan Assumption SHARON NEELY MCREYNOLDS
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Jun 12, 2018	Vendor's Lien, Transfer FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2018 · Amount on File
Deed Sale	Jun 12, 2018 · Amount on File
Deed Document Number	20183369
Deed Book / Page	2049 / 431
Last Transfer Date	Dec 26, 2023
Transfer Doc	0000000872
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	703 COUNTY ROAD 4165, BONHAM, TX 75418-8525
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 COUNTY ROAD 4165, BONHAM, TX 75418-8525

Mortgage

Document Number	2024000871
Date	Feb 12, 2024
Instrument	2024000871

Lender

Name	SHARON NEELY MCREYNOLDS
Type	Non-Lending Institution
Address	MCKINNEY, TX 75072

Agreement

Type	Loan Assumption
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	703 COUNTY ROAD 4165, BONHAM, TX 75418-8525
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	CAPITAL TITLE OF TEXAS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019006110
Date	Sep 30, 2019
Instrument	2019006110

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Jun 12, 2018
Property Address	703 COUNTY ROAD 4165, BONHAM, TX 75418-8525
Document Number	2049/0431
Book / Page	2049 / 0431
Instrument Date	Jun 8, 2018
Instrument	2018-3369
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30008 362ND PL, 30008, BOONEVILLE, IA 50038-3305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 CEDAR VIEW LN, MCKINNEY, TX 75072-9226

Mortgage

Document Number	20183370
Date	Jun 12, 2018
Instrument	2018-3370

Lender

Name	FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 703 Co Rd 4165 was $5,014 with exemptions applied, up 22.7% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,014.00 (+22.65%) Homeowner's exemption Senior Citizen's exemption	$779,410 Land $435,000 Building $344,410	$779,410 Land $435,000 Building $344,410
2024	$4,088.00
2023		$376,380 Land $435,000 Building $359,730	$794,730 Land $435,000 Building $359,730
2018	$4,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 Co Rd 4165 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2015–2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 Co Rd 4165 is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST FANNIN COUNTY SUD serves 9,198 people · EPA ID TX0740031
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 4165

Nearby Streets

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