703 Cherry Dr, Geneseo, IL 61254 Property Records

Henry County property record for 703 Cherry Dr, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,448 sqft · built 1978
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$451,000 (Aug 2026)
Tax Bill	$4,283 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-15-152-010`

Property Details

APN / Parcel Number

Primary APN	`08-15-152-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,448 sqft Total Area
1st Floor Area	1,448 sqft
Basement Area	1,448 sqft
Finished Basement	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	703 CHERRY DR
City	GENESEO
State	IL
Zip	61254-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, EX RD COUNTRY MANOR CITY OF GENESEO
Legal Subdivision	COUNTRY MANOR CITY OF GENESEO
Legal Block	152
Legal Lot Number	11
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	2
Census Block	2004
Census Tract	30302

Owner

703 Cherry Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Henry County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	703 CHERRY DR, GENESEO, IL 61254-1105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS NATIONAL BANK
Oct 30, 2023	Warranty Deed, Transfer · Conventional Mortgage ASCENTRA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Oct 30, 2023 · Amount on File
Deed Document Number	20264345
Prior Transfer Date	Jul 1, 2025
Prior Transfer Doc	0000003228
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HENRY IL
Recording Date	Aug 26, 2026
Property Address	703 CHERRY DR, GENESEO, IL 61254-1105
Document Number	0000004345
Instrument Date	Aug 19, 2026
Instrument	20264345
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,326.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	703 CHERRY DR, GENESEO, IL 61254-1105

Mortgage

Document Number	0000004346,
Date	Aug 26, 2026
Instrument	20264346

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Recording Date	Jun 5, 2026
Property Address	703 CHERRY DR, GENESEO, IL 61254-1105
Document Number	0000002745
Instrument Date	May 18, 2026
Instrument	20262745
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	703 CHERRY DR, GENESEO, IL 61254-1105

Mortgage

Document Number	0000002745,
Date	Jun 5, 2026
Instrument	20262745

Lender

Name	FARMERS NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 15, 2031

Interest

Rate	6.3%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Oct 30, 2023
Property Address	703 CHERRY DR, GENESEO, IL 61254-1105
Document Number	0000004939
Map Reference	DOC 74R5501
Instrument Date	Oct 24, 2023
Instrument	20-2304939
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	703 CHERRY DR, GENESEO, IL 61254-1105

Mortgage

Document Number	0000004940
Date	Oct 30, 2023
Instrument	20-2304940

Lender

Name	ASCENTRA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 703 Cherry Dr was $4,283 with a homeowner's exemption.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,283.00	$61,790 Land $10,761 Building $51,029	$185,370 Land $32,283 Building $153,087
2022		$47,502 Land $8,552 Building $38,950	$142,506 Land $25,656 Building $116,850
2021	$2,883.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 703 Cherry Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 703 Cherry Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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